December 26, 2025
RA Jainee
HDFC Large Cap Fund
| Fund at a Glance | |
| NAV Growth | Rs 1,276.94 |
| NAV Bonus | — |
| NAV IDCW | Rs 70.19 |
| Min. Investment (Rs.) | 100 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 100 TRI |
| AUM Rs. | 40,618 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.96% |
| 1 Year Return (%) | 8.18 |
| 3 Year Return (%) | 17.46 |
| 5 Year Return (%) | 18.33 |
| 10 Year Return (%) | 14.53 |
| Return Since Launch | 14.15% |
⚖️ Sahifund Review – HDFC Large Cap Fund
PLUS: Stability | Track Record | Brand Strength
HDFC Large Cap Fund is a proven, time-tested large-cap fund with a long operating history and disciplined investment style. Its 5-year CAGR of over 18% reflects steady compounding across market cycles. The portfolio is focused on established market leaders, helping limit downside risk during volatile phases. Backed by HDFC AMC’s strong research framework and an experienced fund manager, it fits well into a conservative long-term equity allocation.
MINUS: Higher Cost | Large-Cap Bias | Momentum Lag
The expense ratio of 0.96% is on the higher side compared to peers, impacting net returns over time. With a pure large-cap orientation, the fund misses out on mid- and small-cap alpha during strong bull phases. Short-term performance has lagged benchmark and category averages, making it less suitable for momentum-focused investors.
Sahifund View (Decisive Line):
A dependable core large-cap holding for long-term SIP investors seeking stability—but return-hunters may find better value in lower-cost peers.
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.
This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to provide long-term capital appreciation/income by investing predominantly in Large-Cap companies.
Fund Manager:
1) Rahul Baijal
Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering
Experience: Prior to joining HDFC Mutual Fund, he has worked with Sundaram Mutual Fund, Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 365 days |
Basic Details of HDFC Large Cap Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 14.15% |
| Benchmark | NIFTY 100 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | ₹ 40,618 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.96% |
| (As on 30-Nov-2025) | |
| Risk Grade | Below Average |
| Return Grade | Above Average |
| Turnover | 26.18% |
Trailing Returns (%) of HDFC Large Cap Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Large Cap Dir | 8.35 | -0.24 | 0.81 | 3.10 | 4.34 | 8.18 | 17.46 | 18.33 | 15.19 | 14.53 |
| BSE 100 TRI | 10.45 | -0.18 | 0.83 | 4.24 | 4.92 | 10.12 | 16.24 | 16.02 | 15.42 | 14.54 |
| Equity: Large Cap | 8.85 | -0.15 | 0.88 | 3.18 | 4.40 | 8.38 | 16.94 | 16.00 | 15.16 | 13.89 |
| Rank within category | 68 | 113 | 58 | 80 | 72 | 67 | 37 | 6 | 16 | 9 |
| Number of funds in category | 98 | 119 | 119 | 115 | 109 | 96 | 83 | 58 | 48 | 42 |
Peer Comparison of HDFC Large Cap Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HDFC Large Cap Dir | 5 star | 8.18 | 17.46 | 18.33 | 0.96 | 40,618 | 14.15 | 1.00 (365) | 12Y 11M | 26.18 |
| ICICI Pru Large Cap Dir | 5 star | 11.45 | 19.66 | 19.09 | 0.84 | 78,160 | 15.92 | 1.00 (365) | 12Y 11M | 13.00 |
| SBI Large Cap Dir | 4 star | 9.65 | 16.16 | 16.03 | 0.79 | 55,637 | 15.29 | 0.25 (30) | 12Y 11M | 29.00 |
| Nippon India Large Cap Dir | 5 star | 9.58 | 21.48 | 21.57 | 0.66 | 50,312 | 16.38 | 1.00 (7) | 12Y 11M | 28.00 |
| ABSL Large Cap Dir | 4 star | 9.76 | 17.30 | 16.74 | 0.97 | 31,451 | 14.83 | 1.00 (90) | 12Y 11M | 55.00 |
Portfolio Analysis of HDFC Large Cap Fund
| No. of Stocks | 50 |
| Top 10 Stocks | 51.89% |
| Top 5 Stocks | 35.31% |
| Top 3 Sectors | 60.11% |
| Portfolio P/B Ratio | 3.70 |
| Portfolio P/E Ratio | 21.91 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 4,10,630 | 4,45,330 |
| Giant (%) | 73.87 | 78.22 |
| Large (%) | 24.62 | 20.84 |
| Mid (%) | 1.51 | 5.71 |
| Small (%) | — | 2.06 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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