May 24, 2025
mayank
HDFC Hybrid Debt Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 87.7370
Quarterly NAV IDCW: Rs 17.1472
Monthly NAV IDCW: Rs 16.2700
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The scheme seeks to generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.
Fund Manager:
1) Srinivasan Ramamurthy
Education: Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM – Calcutta.
Experience: Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
2) Shobhit Mehrotra
Education: He is an MBA from Clemson University, USA.
Experience: Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 15% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of HDFC Hybrid Debt Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 10.15% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 Conservative |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 3,364 Cr |
| (As on 30-Apr-2025) | |
| Expense | 1.14% |
| (As on 30-Apr-2025) | |
| Risk Grade | Average |
| Return Grade | Above Average |
| Turnover | — |
Trailing Returns (%) of HDFC Hybrid Debt Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Hybrid Debt Dir | 4.50 | 0.21 | 0.93 | 5.39 | 4.99 | 9.70 | 12.59 | 13.96 | 10.39 | 9.63 |
| VR Conservative Hybrid TRI | 4.93 | 0.26 | 1.41 | 5.42 | 5.45 | 10.50 | 10.52 | 9.90 | 9.33 | 8.90 |
| Hybrid: Conservative Hybrid | 3.92 | 0.23 | 1.19 | 5.21 | 4.68 | 10.31 | 11.23 | 11.41 | 9.08 | 8.94 |
| Rank within category | 8 | 14 | 23 | 10 | 12 | 20 | 4 | 3 | 3 | 5 |
| Number of funds in category | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 25 | 22 | 21 |
Peer Comparison of HDFC Hybrid Debt Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HDFC Hybrid Debt Dir | 4 star | 9.70 | 12.59 | 13.96 | 1.14 | 3,364 | 10.15 | 1.00 (365) | 12Y 4M | — |
| SBI Conservative Hybrid Dir | 4 star | 9.45 | 11.56 | 13.38 | 1.05 | 9,612 | 10.11 | 1.00 (365) | 12Y 4M | — |
| ICICI Pru Regular Savings Dir | 4 star | 11.11 | 11.79 | 12.13 | 0.97 | 3,166 | 10.84 | 1.00 (365) | 12Y 4M | 20.00 |
| Kotak Debt Hybrid Dir | 4 star | 10.90 | 13.32 | 14.16 | 0.48 | 3,075 | 11.15 | 1.00 (180) | 12Y 4M | 24.23 |
| Parag Parikh Conservative Hybrid Dir | 5 star | 11.09 | 12.59 | — | 0.34 | 2,550 | 11.11 | 1.00 (365) | 3Y 11M | — |
Portfolio Analysis of HDFC Hybrid Debt Fund
| Number of Stocks | 39 |
| Number of Bonds | 69 |
| Average Maturity (yrs) | 11.41 |
| Top 10 Holdings | 26.71% |
| Portfolio P/B Ratio | 2.76 |
| Portfolio P/E Ratio | 16.76 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 3,93,139 | 2,47,614 |
| Giant (%) | 79.95 | 61.28 |
| Large (%) | 14.62 | 14.53 |
| Mid (%) | 1.60 | 16.09 |
| Small (%) | 3.83 | 10.04 |
| Tiny (%) | — | 0.33 |
| Fund | Category | |
| Number of Securities | 110 | 62 |
| Macaulay Duration (yrs) | 6.23 | 5.67 |
| Average Maturity (yrs) | 11.41 | 9.97 |
| Yield to Maturity (%) | 6.95 | 6.89 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For HDFC Hybrid Debt Fund
WILL Post Soon
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