May 24, 2025
mayank
HDFC Gilt Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 59.1356
Quarterly NAV IDCW: Rs 13.4020
Suitable For Which Investors?
“This is a fund that invests mainly in bonds issued by the government of India. These bonds do not carry any risk of default since the repayment of investors’ money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios.”
Fund’s Investment Strategy:
The scheme is a dedicated gilt scheme which seeks to generate reasonable returns with investments in government securities, securities guaranteed by GoI with medium to long term residual maturities.
Fund Manager:
1) Anil Bamboli
Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of HDFC Gilt Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.92% |
| Benchmark | NIFTY All Duration G-Sec Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 3,006 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.46% |
| (As on 30-Apr-2025) | |
| Risk Grade | Below Average |
| Return Grade | Below Average |
Trailing Returns (%) of HDFC Gilt Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Gilt Dir | 5.92 | 0.10 | 0.69 | 5.06 | 7.10 | 11.62 | 8.88 | 6.37 | 7.62 | 7.55 |
| CCIL All Sovereign Bond – TRI | 6.03 | 0.04 | 0.59 | 5.11 | 7.30 | 12.35 | 10.12 | 6.86 | 9.03 | 8.40 |
| Debt: Gilt | 5.70 | 0.14 | 0.42 | 5.07 | 6.81 | 11.26 | 8.98 | 6.62 | 8.48 | 8.19 |
| Rank within category | 5 | 20 | 6 | 16 | 3 | 5 | 15 | 15 | 19 | 19 |
| Number of funds in category | 23 | 25 | 24 | 24 | 23 | 23 | 21 | 20 | 20 | 20 |
Peer Comparison of HDFC Gilt Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| HDFC Gilt Dir | 3 star | 11.62 | 8.88 | 6.37 | 0.46 | 3,006 | 7.92 | — | 12Y 4M |
| SBI Magnum Gilt Dir | 4 star | 11.40 | 9.52 | 7.09 | 0.46 | 11,954 | 9.46 | — | 12Y 4M |
| ICICI Pru Gilt Dir | 5 star | 11.06 | 9.40 | 7.20 | 0.56 | 7,166 | 8.84 | — | 12Y 4M |
| Baroda BNP Paribas Gilt Dir | 4 star | 12.21 | 9.32 | 6.50 | 0.14 | 1,761 | 8.11 | — | 12Y 4M |
| Tata GSF Dir | 4 star | 11.84 | 9.53 | 6.49 | 0.29 | 1,147 | 8.36 | — | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 24 | 14 |
| Macaulay Duration (yrs) | 8.81 | 8.71 |
| Average Maturity (yrs) | 17.31 | 18.54 |
| Yield to Maturity (%) | 6.63 | 6.63 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For HDFC Gilt Fund
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