December 27, 2025
RA Jainee
HDFC Focused Fund
| Fund at a Glance | |
| NAV Growth | Rs 270.33 |
| NAV Bonus | — |
| NAV IDCW | Rs 34.36 |
| Min. Investment (Rs.) | 100 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 26,230 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.62% |
| 1 Year Return (%) | 11.55 |
| 3 Year Return (%) | 22.59 |
| 5 Year Return (%) | 25.88 |
| 10 Year Return (%) | 15.73 |
| Return Since Launch | 15.78% |
⚖️ Sahifund Review – HDFC Focused Fund
PLUS: Stability | Track Record | Cost Efficiency
HDFC Focused Fund has delivered strong long-term performance, with an impressive ~26% CAGR over 5 years, clearly outperforming its benchmark and category. The focused portfolio of ~25–30 stocks enables high-conviction bets, which has translated into superior returns across market cycles. A low expense ratio of 0.62% enhances long-term compounding. Backed by HDFC AMC’s research depth and an experienced fund manager, the fund combines discipline with flexibility across market caps. Moderate turnover reflects a buy-and-hold approach rather than frequent churn.
MINUS: Concentration Risk | Large-Cap Tilt | Short-Term Volatility
The concentrated portfolio can lead to sharper drawdowns during corrections. Despite the flexi-cap mandate, the fund carries a noticeable large-cap bias, which may cap upside during aggressive mid/small-cap rallies. Short-term performance can be uneven, requiring patience from investors.
Sahifund View (Decisive Line):
An excellent choice for long-term SIP investors (5+ years) who are comfortable with concentration risk in exchange for potentially superior alpha over time.
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments of up to 30 companies.
Fund Manager:
1) Gopal Agrawal
Education: Mr.Agrawal is a B.E and MBM.
Experience: Prior to joining HDFC Mutual Fund he has worked with DSP Mutual Fund, Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 365 days |
Basic Details of HDFC Focused Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 15.78% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 26,230 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.62% |
| (As on 30-Nov-2025) | |
| Risk Grade | Low |
| Return Grade | High |
| Turnover | 13.75% |
Trailing Returns (%) of HDFC Focused Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Focused Dir | 11.38 | -0.24 | -1.18 | 2.56 | 3.21 | 11.55 | 22.59 | 25.88 | 19.46 | 15.73 |
| BSE 500 TRI | 7.53 | -0.17 | 0.73 | 2.95 | 3.84 | 7.43 | 17.38 | 17.18 | 16.16 | 14.93 |
| Equity: Flexi Cap | 4.52 | -0.40 | -1.09 | 3.81 | 1.19 | 4.19 | 17.82 | 17.22 | 16.02 | 14.72 |
| Rank within category | 9 | 14 | 71 | 89 | 22 | 6 | 7 | 1 | 4 | 8 |
| Number of funds in category | 93 | 112 | 110 | 107 | 99 | 92 | 70 | 53 | 41 | 34 |
Peer Comparison of HDFC Focused Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HDFC Focused Dir | 5 star | 11.55 | 22.59 | 25.88 | 0.62 | 26,230 | 15.78 | 1.00 (365) | 12Y 11M | 13.75 |
| Parag Parikh Flexi Cap Dir | 5 star | 9.04 | 23.66 | 21.14 | 0.63 | 1,29,783 | 19.61 | 2.00 (365) | 12Y 7M | 12.67 |
| HDFC Flexi Cap Dir | 5 star | 11.41 | 22.40 | 24.65 | 0.67 | 94,069 | 16.91 | 1.00 (365) | 12Y 11M | 12.51 |
| SBI Focused Dir | 4 star | 16.08 | 19.64 | 18.04 | 0.75 | 42,773 | 16.09 | 0.25 (30) | 12Y 11M | 37.00 |
| ICICI Pru Flexicap Dir | 4 star | 9.64 | 20.97 | — | 0.76 | 20,055 | 17.92 | 1.00 (365) | 4Y 5M | 25.00 |
Portfolio Analysis of HDFC Focused Fund
| No. of Stocks | 29 |
| Top 10 Stocks | 52.97% |
| Top 5 Stocks | 35.25% |
| Top 3 Sectors | 67.41% |
| Portfolio P/B Ratio | 3.43 |
| Portfolio P/E Ratio | 22.61 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,66,394 | 1,83,488 |
| Giant (%) | 74.01 | 49.57 |
| Large (%) | 10.02 | 21.41 |
| Mid (%) | 12.80 | 23.80 |
| Small (%) | 3.18 | 6.21 |
| Tiny (%) | — | 0.79 |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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