May 23, 2025
RA Jainee
HDFC Banking & Financial Services Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 17.5310
NAV IDCW: Rs 15.4940
Suitable For Which Investors?
This is a fund that invests mainly in shares of banks and financial services companies.
We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.
But if you do invest, you must do so only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services.
Fund Manager:
1) Anand Laddha
Education: Mr. Laddha has done B.Com. and CA
Experience: Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held – AVP – FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held – Equity & Derivative Sales.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 30 days |
Basic Details of HDFC Banking & Financial Services Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jul-21 |
| Return Since Launch | 15.51% |
| Benchmark | NIFTY Financial Services TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 4,010 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.83% |
| (As on 30-Apr-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 16.53% |
Trailing Returns (%) of HDFC Banking & Financial Services Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Banking & Financial Services Dir | 7.37 | -0.39 | -0.55 | 13.51 | 8.43 | 16.55 | 22.75 | — | — | — |
| BSE Bankex TRI | 8.29 | -0.27 | -2.00 | 12.22 | 7.24 | 14.79 | 17.23 | — | — | — |
| Equity: Sectoral-Banking | 7.98 | -0.40 | -0.41 | 12.84 | 8.28 | 17.29 | 21.53 | — | — | — |
| Rank within category | 24 | 18 | 12 | 7 | 15 | 17 | 7 | — | — | — |
| Number of funds in category | 33 | 37 | 37 | 34 | 32 | 27 | 17 | 12 | 11 | 10 |
Peer Comparison of HDFC Banking & Financial Services Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HDFC Banking & Financial Services Dir | 3 star | 16.55 | 22.75 | — | 0.83 | 4,010 | 15.51 | 1.00 (30) | 3Y 10M | 16.53 |
| SBI Banking & Financial Services Dir | 4 star | 19.55 | 23.38 | 28.36 | 0.75 | 7,650 | 15.91 | 0.50 (30) | 10Y 2M | 127.00 |
| Nippon India Banking & Financial Srvices Dir | 4 star | 18.84 | 23.79 | 33.71 | 1.00 | 6,967 | 14.66 | 1.00 (30) | 12Y 4M | 20.00 |
| Sundaram Financial Services Opportunities Dir | 4 star | 13.98 | 25.87 | 30.49 | 0.79 | 1,524 | 14.51 | 0.50 (30) | 12Y 4M | 73.70 |
| Invesco India Financial Services Dir | 4 star | 18.26 | 25.70 | 29.16 | 0.87 | 1,308 | 16.29 | 1.00 (365) | 12Y 4M | 22.00 |
Portfolio Analysis of HDFC Banking & Financial Services Fund
| No. of Stocks | 30 |
| Top 10 Stocks | 69.76% |
| Top 5 Stocks | 56.38% |
| Top 3 Sectors | 97.63% |
| Portfolio P/B Ratio | 2.48 |
| Portfolio P/E Ratio | 17.29 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,41,985 | 3,56,604 |
| Giant (%) | 65.19 | 66.15 |
| Large (%) | 5.31 | 19.23 |
| Mid (%) | 20.43 | 15.51 |
| Small (%) | 9.07 | 4.97 |
| Tiny (%) | — | — |
Chanakya’s Mutual Fund Guidance For HDFC Banking & Financial Services Fund
WILL Post Soon
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