May 17, 2025
mayank
Groww Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Sahifund.com
NAV Growth: Rs 2,535.9966
Weekly NAV IDCW: Rs 1,002.3529
Monthly NAV IDCW: Rs 1,031.9003
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91 days.
Fund Manager:
1) Kaustubh Sule
Education: Mr. Sule is a B.E. (Computer Engineering) & MBA (Finance)
Experience: Prior to joining Groww Mutual Fund (formerly, Indiabulls Mutual Fund), he has worked with Axis Asset Management Company Ltd. HDFC Standard Life Insurance Company Ltd., Reliance Life Insurance Company Ltd., Union Bank of India, Hexaware Technologies Ltd.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 5,000 |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of Groww Liquid Fund
| Fund House | Groww Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.85% |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 142 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.10% |
| (As on 30-Apr-2025) | |
| Risk Grade | — |
| Return Grade | Above Average |
Trailing Returns (%) of Groww Liquid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Groww Liquid Dir | 2.77 | 0.02 | 0.51 | 1.82 | 3.69 | 7.40 | 6.85 | 5.39 | 5.76 | 6.30 |
| CCIL T Bill Liquidity Weight | 2.09 | 0.02 | 0.44 | 1.40 | 2.55 | 5.15 | 4.41 | 3.47 | 3.72 | 3.94 |
| Debt: Liquid | 2.68 | 0.02 | 0.50 | 1.75 | 3.56 | 7.26 | 6.90 | 5.49 | 5.83 | 6.29 |
| Rank within category | 1 | 9 | 6 | 1 | 1 | 2 | 28 | 27 | 25 | 18 |
| Number of funds in category | 38 | 38 | 38 | 38 | 37 | 37 | 35 | 34 | 31 | 29 |
Peer Comparison of Groww Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Groww Liquid Dir | 4 star | 7.40 | 6.85 | 5.39 | 0.10 | 142 | 6.85 | 0.01 (1) | 12Y 4M |
| ABSL Liquid Dir | 5 star | 7.40 | 7.03 | 5.59 | 0.21 | 53,912 | 6.94 | 0.01 (1) | 12Y 4M |
| Axis Liquid Dir | 4 star | 7.40 | 7.00 | 5.56 | 0.09 | 39,069 | 6.90 | 0.01 (1) | 12Y 4M |
| DSP Liquidity Dir | 4 star | 7.39 | 6.96 | 5.52 | 0.10 | 17,845 | 6.87 | 0.01 (1) | 12Y 4M |
| Mirae Asset Liquid Dir | 4 star | 7.36 | 6.97 | 5.56 | 0.09 | 12,485 | 6.74 | 0.01 (1) | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 18 | 68 |
| Macaulay Duration (yrs) | 0.14 | 0.10 |
| Average Maturity (yrs) | 0.14 | 0.10 |
| Yield to Maturity (%) | 6.42 | 6.39 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Groww Liquid Fund
WILL Post Soon
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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