May 16, 2025
mayank
Franklin India Low Duration Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 10.2179
NAV IDCW: Rs 10.2179
Suitable For Which Investors?
“Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. Here’s why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there’s a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don’t need for up to a year in a Liquid fund.”
Fund’s Investment Strategy:
The scheme seeks to generate income by investing in debt and money market instruments, with Macaulay duration of the portfolio between 6 to 12 months. However, there is no assurance that the investment objective of the Scheme will be achieved.
Fund Manager:
1) Chandni Gupta
Education: She holds B.E. degree in IT and CFA degree from CFA Institute, USA.
Experience: Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.
2) Rahul Goswami
Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)
Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.
3) Rohan Maru
Education: Mr. Maru is M.Com and MBA in Finance.
Experience: Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Franklin India Low Duration Fund
| Fund House | Franklin Templeton Mutual Fund |
| Launch Date | 06-Mar-25 |
| Return Since Launch | 2.18% |
| Benchmark | NIFTY Low Duration Debt Index A-I |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 331 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.26% |
| (As on 30-Apr-2025) | |
| Risk Grade | — |
| Return Grade | — |
Trailing Returns (%) of Franklin India Low Duration Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Franklin India Low Duration Dir | — | 0.07 | 0.72 | — | — | — | — | — | — | — |
| CCIL T Bill Liquidity Weight | — | 0.04 | 0.45 | — | — | — | — | — | — | — |
| Debt: Low Duration | — | 0.05 | 0.77 | — | — | — | — | — | — | — |
| Rank within category | — | 5 | 9 | — | — | — | — | — | — | — |
| Number of funds in category | 20 | 23 | 23 | 20 | 20 | 20 | 20 | 20 | 20 | 19 |
Peer Comparison of Franklin India Low Duration Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Franklin India Low Duration Dir | Unrated | — | — | — | 0.26 | 331 | 2.18 | — | 2M |
| SBI Magnum Low Duration Dir | 4 star | 8.34 | 7.42 | 6.25 | 0.43 | 14,591 | 7.49 | — | 12Y 4M |
| ABSL Low Duration Dir | 5 star | 8.45 | 7.63 | 6.80 | 0.43 | 12,579 | 8.03 | — | 12Y 4M |
| Axis Treasury Advantage Dir | 4 star | 8.47 | 7.52 | 6.48 | 0.34 | 6,133 | 7.75 | — | 12Y 4M |
| LIC MF Low Duration Dir | 4 star | 8.33 | 7.29 | 6.47 | 0.26 | 1,976 | 7.25 | — | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 15 | 78 |
| Macaulay Duration (yrs) | 0.10 | 0.90 |
| Average Maturity (yrs) | 1.71 | 1.24 |
| Yield to Maturity (%) | 6.90 | 6.93 |
| Avg Credit Rating | AAA |
Chanakya’s Mutual Fund Guidance For Franklin India Low Duration Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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