May 16, 2025
mayank
Franklin India Equity Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 17.6946
Quarterly NAV IDCW: Rs 13.9803
Monthly NAV IDCW: Rs 13.9603
NAV IDCW: Rs 15.3787
Suitable For Which Investors?
“Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The Scheme intends to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies.
Fund Manager:
1) Anuj Tagra
Education: Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Experience: Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
2) Rajasa Kakulavarapu
Education: Ms. Kakulavarapu has done B.Tech and MBA.
Experience: Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
3) Venkatesh Sanjeevi
Education: Mr. Sanjeevi is a PGDM (IIM- Ahmedabad), CA, B.Com
Experience: Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Pictet Asset Management, London, ICICI Prudential AMC, Edelweiss Asset Mgmt. Ltd., Edelweiss Securities Ltd. and Hindustan Unilever Ltd.
4) Rohan Maru
Education: Mr. Maru is M.Com and MBA in Finance.
Experience: Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 10,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Franklin India Equity Savings Fund
| Fund House | Franklin Templeton Mutual Fund |
| Launch Date | 27-Aug-18 |
| Return Since Launch | 8.86% |
| Benchmark | NIFTY Equity Savings TRI |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 672 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.38% |
| (As on 30-Apr-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 913.38% |
Trailing Returns (%) of Franklin India Equity Savings Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Franklin India Equity Savings Dir | 2.57 | 0.30 | 1.53 | 2.98 | 3.57 | 9.02 | 10.63 | 13.13 | — | — |
| VR Equity Savings TRI | 4.13 | 0.85 | 4.28 | 6.60 | 5.03 | 10.70 | 12.90 | 13.81 | — | — |
| Hybrid: Equity Savings | 2.66 | 0.41 | 2.50 | 4.69 | 4.24 | 10.09 | 11.98 | 13.37 | — | — |
| Rank within category | 16 | 18 | 22 | 21 | 19 | 17 | 16 | 12 | — | — |
| Number of funds in category | 22 | 23 | 23 | 22 | 22 | 22 | 22 | 22 | 16 | 7 |
Peer Comparison of Franklin India Equity Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Franklin India Equity Savings Dir | 3 star | 9.02 | 10.63 | 13.13 | 0.38 | 672 | 8.86 | — | 6Y 8M | 913.38 |
| ICICI Pru Equity Savings Dir | 4 star | 10.24 | 9.50 | 11.84 | 0.49 | 13,046 | 8.70 | 0.25 (7) | 10Y 5M | 59.00 |
| Kotak Equity Savings Dir | 5 star | 9.47 | 13.29 | 14.28 | 0.66 | 8,190 | 10.27 | 1.00 (90) | 10Y 7M | 447.46 |
| DSP Equity Savings Dir | 4 star | 12.61 | 12.05 | 14.52 | 0.40 | 2,704 | 10.19 | — | 9Y 1M | 12.00 |
| Sundaram Equity Savings Dir | 4 star | 11.88 | 14.64 | 14.85 | 0.65 | 1,004 | 9.50 | 0.50 (7) | 22Y 11M | 72.20 |
Portfolio Analysis of Franklin India Equity Savings Fund
| Number of Stocks | 62 |
| Number of Bonds | 15 |
| Average Maturity (yrs) | 5.62 |
| Top 10 Holdings | 39.74% |
| Portfolio P/B Ratio | 2.93 |
| Portfolio P/E Ratio | 20.21 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 3,27,281 | 3,00,425 |
| Giant (%) | 71.84 | 68.82 |
| Large (%) | 23.26 | 18.04 |
| Mid (%) | 4.63 | 10.01 |
| Small (%) | 0.26 | 3.78 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 124 | 126 |
| Macaulay Duration (yrs) | 3.99 | 3.03 |
| Average Maturity (yrs) | 5.62 | 4.24 |
| Yield to Maturity (%) | 6.78 | 6.63 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Franklin India Equity Savings Fund
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