March 20, 2024
mayank
Franklin India Debt Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 87.0827
Quarterly NAV IDCW: Rs 13.9476
Monthly NAV IDCW: Rs 14.6964
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The Scheme seeks to provide regular income through a portfolio of predominantly fixed income securities with a maximum with a maximum exposure of 20% to equities. exposure of 25% to equities.
Fund Manager:
1) Pallab Roy
Education: Mr. Roy is a M.Com and MBA (Finance).
Experience: He has been associated with Franklin Templeton Investments since 2001.
2) Varun Sharma
Education: Mr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM – Calcutta.
Experience: Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd. he has worked with ICICI Securities (Feb 2010 – August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 – Feb 2010) as a Ratings Analyst.
3) Rajasa Kakulavarapu
Education: Ms. Kakulavarapu has done B.Tech and MBA.
Experience: Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
4) Rahul Goswami
Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)
Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.
Investment Details
| Min. Investment (Rs) | 10,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details
| Fund House | Franklin Templeton Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 9.19% |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 231 Cr |
| (As on 29-Feb-2024) | |
| Expense | 0.70% |
| (As on 29-Feb-2024) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | — |
Trailing Returns (%) of Franklin India Debt Hybrid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Franklin India Debt Hybrid Dir | 1.76 | -0.24 | -0.12 | 2.30 | 5.95 | 14.34 | 8.58 | 8.58 | 7.90 | 9.43 |
| VR MIP TRI | 1.51 | -0.50 | -0.19 | 2.14 | 6.03 | 16.11 | 9.24 | 9.27 | 9.05 | 9.37 |
| Hybrid: Conservative Hybrid | 1.82 | -0.24 | -0.07 | 2.29 | 5.58 | 14.47 | 9.19 | 8.75 | 8.24 | 9.75 |
| Rank within category | 16 | 18 | 20 | 14 | 10 | 14 | 17 | 16 | 15 | 11 |
| Number of funds in category | 30 | 30 | 30 | 30 | 30 | 30 | 29 | 26 | 24 | 21 |
Peer Comparison of Franklin India Debt Hybrid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Franklin India Debt Hybrid Dir | 3 star | 14.34 | 8.58 | 8.58 | 0.70 | 231 | 9.19 | — | 11Y 2M | — |
| SBI Conservative Hybrid Dir | 5 star | 14.97 | 10.82 | 10.76 | 0.62 | 9,538 | 9.99 | 1.00 (365) | 11Y 2M | — |
| ICICI Pru Regular Savings Dir | 4 star | 14.98 | 9.94 | 10.12 | 0.91 | 3,397 | 10.70 | 1.00 (365) | 11Y 2M | 21.00 |
| HDFC Hybrid Debt Dir | 4 star | 17.25 | 11.57 | 10.56 | 1.18 | 3,093 | 10.07 | 1.00 (365) | 11Y 2M | — |
| Kotak Debt Hybrid Dir | 5 star | 17.56 | 11.88 | 12.38 | 0.50 | 2,302 | 10.99 | 1.00 (180) | 11Y 2M | 24.23 |
Portfolio Analysis of Franklin India Debt Hybrid Fund
| Number of Stocks | 44 |
| Number of Bonds | 14 |
| Average Maturity (yrs) | 1.67 |
| Top 10 Holdings | 58.99% |
| Portfolio P/B Ratio | 3.62 |
| Portfolio P/E Ratio | 25.60 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,88,675 | 2,23,158 |
| Giant (%) | 61.48 | 61.20 |
| Large (%) | 17.27 | 15.57 |
| Mid (%) | 14.89 | 18.46 |
| Small (%) | 6.36 | 10.69 |
| Tiny (%) | — | 1.68 |
| Fund | Category | |
| Number of Securities | 58 | 56 |
| Macaulay Duration (yrs) | 1.50 | 4.45 |
| Average Maturity (yrs) | 1.67 | 8.23 |
| Yield to Maturity (%) | 7.51 | 7.59 |
| Avg Credit Rating | AAA | — |
How to Invest in Franklin India Debt Hybrid Fund?
Chanakya’s Mutual Fund Guidance For Franklin India Debt Hybrid Fund
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