May 6, 2025
mayank
DSP Short Term Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 50.1992
Yearly NAV IDCW: Rs 12.1406
Weekly NAV IDCW: Rs 10.2018
Monthly NAV IDCW: Rs 11.7038
Suitable For Which Investors?
“Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to generate income commensurate with prudent risk, from a portfolio constituted of money market securities and debt securities.
Fund Manager:
1) Karan Mundhra
Education: Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience: He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
2) Shantanu Godambe
Education: Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience: Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of DSP Short Term Fund
| Fund House | DSP Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.92% |
| Benchmark | CRISIL Short Duration Debt A-II Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 3,192 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.34% |
| (As on 31-Mar-2025) | |
| Risk Grade | Average |
| Return Grade | Below Average |
Trailing Returns (%) of DSP Short Term Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| DSP Short Term Dir | 3.86 | 0.11 | 1.06 | 2.94 | 4.99 | 9.73 | 7.63 | 6.66 | 7.37 | 7.52 |
| CCIL T Bill Liquidity Weight | 1.92 | 0.02 | 0.47 | 1.36 | 2.55 | 5.12 | 4.35 | 3.45 | 3.70 | 3.95 |
| Debt: Short Duration | 3.93 | 0.10 | 1.08 | 3.01 | 5.04 | 9.78 | 7.89 | 7.21 | 7.27 | 7.54 |
| Rank within category | 20 | 6 | 17 | 20 | 19 | 17 | 17 | 15 | 10 | 10 |
| Number of funds in category | 25 | 26 | 26 | 26 | 25 | 25 | 23 | 21 | 18 | 17 |
Peer Comparison of DSP Short Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| DSP Short Term Dir | 3 star | 9.73 | 7.63 | 6.66 | 0.34 | 3,192 | 7.92 | — | 12Y 4M |
| ICICI Pru Short Term Dir | 5 star | 9.66 | 8.54 | 7.77 | 0.45 | 20,428 | 8.61 | — | 12Y 4M |
| HDFC Short Term Debt Dir | 4 star | 9.72 | 7.98 | 7.36 | 0.40 | 14,208 | 8.15 | — | 12Y 4M |
| Axis Short Duration Dir | 4 star | 10.01 | 8.03 | 7.26 | 0.36 | 9,024 | 8.27 | — | 12Y 4M |
| ABSL Short Term Dir | 5 star | 9.97 | 8.18 | 7.99 | 0.37 | 8,068 | 8.71 | — | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 49 | 38 |
| Macaulay Duration (yrs) | 2.86 | 2.70 |
| Average Maturity (yrs) | 3.50 | 3.50 |
| Yield to Maturity (%) | 7.29 | 7.23 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For DSP Short Term Fund
WILL Post Soon
Apply Online: https://www.dspim.com/invest/mutual-fund-schemes
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
Quicklinks