January 30, 2026
RA Jainee
DSP Multi Asset Omni FoF – Direct | Growth
📌 Fund Snapshot & Key Details
| Particulars | Details |
|---|---|
| Fund House | DSP Mutual Fund |
| Scheme Type | Open-ended |
| Category | Hybrid: Multi Asset Allocation (FoF) |
| Benchmark | NIFTY 500 TRI (55), NIFTY Composite Debt Index (25), Domestic Gold Price (15), Domestic Silver Price (5) |
| NFO Opens | 05 February 2026 |
| NFO Closes | 19 February 2026 |
| Plan / Option | Growth, IDCW |
| Minimum Investment (Rs.) | 100 |
| Exit Load | 1% if redeemed within 1 month |
| Lock-in Period | NA |
| Riskometer | Very High |
| Registrar | Computer Age Management Services Ltd. (CAMS) |
⚖️ Sahifund NFO Review
PLUS
• Diversified exposure across equity, debt, gold and silver in a single product
• FoF structure enables dynamic allocation using specialist underlying funds
• Commodities allocation provides hedge during equity drawdowns and inflation phases
• Very low minimum investment (Rs. 100) improves accessibility
• Suitable for investors seeking asset allocation discipline without manual rebalancing
MINUS
• FoF structure leads to higher total expense ratio (fund + underlying funds)
• Performance depends on allocation calls and underlying fund selection
• Not tax-efficient compared to direct equity funds
• Short exit load window, but still a cost for very short-term investors
• Riskometer marked “Very High” despite being a hybrid strategy
Sahifund View
A one-stop diversified allocation fund, best suited for investors who prefer asset allocation convenience over cost efficiency.
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⏱️ Last Updated: 6 February 2026, 10.00 AM
📊 Sahifund Interpretation of the Benchmark
Composite Benchmark: Equity (55%) | Debt (25%) | Gold (15%) | Silver (5%)
This composite benchmark reflects a balanced growth-oriented allocation, with equity as the primary return driver, debt for stability, and precious metals for diversification and inflation protection.
Benchmark Behaviour (Interpretation)
• Equity portion drives long-term growth but adds volatility
• Debt allocation cushions downside during equity corrections
• Gold and silver historically perform well during inflationary or risk-off phases
• Overall benchmark aims to deliver smoother return profile than pure equity
Sahifund Insight:
This benchmark rewards long-term discipline and diversification, rather than tactical market timing.
🧠 Investment Strategy – Explained Simply
The scheme aims to generate capital appreciation and income by investing through a fund-of-funds structure across equity, debt and commodity-oriented schemes.
In simple terms:
➡️ One fund that automatically spreads money across asset classes, adjusting risk over time.
👤 Sahifund Interpretation of Fund Managers & Their Performance
Anil Ghelani
Well-known market professional with strong grounding in valuation, macro analysis and asset allocation. His experience across advisory and capital markets adds strategic depth to allocation decisions.
Diipesh Shah
Brings execution-oriented experience from brokerage and institutional research roles, supporting tactical positioning and monitoring of underlying funds.
Sahifund Assessment:
Returns will depend more on allocation discipline and manager judgement than on stock selection alone.
🎯 Suitable for Which Investors?
Suitable if you:
• Want diversified exposure without managing multiple funds
• Prefer asset allocation over aggressive alpha chasing
• Are first-time investors entering mutual funds
• Have a medium-to-long-term horizon (5+ years)
Avoid if you:
• Are cost-sensitive and prefer direct funds
• Want pure equity or pure debt exposure
• Are short-term traders
• Already run your own asset allocation strategy
❓ Should You Invest in This NFO?
Yes, selectively.
DSP Multi Asset Omni FoF works well as a core diversified holding for investors who value convenience and stability. However, those comfortable managing asset allocation themselves may achieve similar results at lower cost using individual funds.
Final Word:
A convenient all-in-one solution—steady and disciplined, though not the cheapest route.
⚠️ Disclaimer
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
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