May 3, 2025
mayank
DSP Dynamic Asset Allocation Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 26.5060
Monthly NAV IDCW: Rs 14.8350
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The Scheme Seeks to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to
Fund Manager:
1) Rohit Singhania
Education: Mr. Singhania is an MMS.
Experience: Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.
2) Kaivalya Nadkarni
Education: Ms. Nadkarni has done B.Com, CA, CS and CFA
Experience: Prior to joining DSP Mutual Fund, she has worked with ICICI Prudential MF, RSN & Company and G.M.Kapadia & Co
3) Shantanu Godambe
Education: Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience: Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 1 month |
Basic Details of DSP Dynamic Asset Allocation Fund
| Fund House | DSP Mutual Fund |
| Launch Date | 06-Feb-14 |
| Return Since Launch | 10.49% |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 3,217 Cr |
| (As on 31-Mar-2025) | |
| Expense | 0.73% |
| (As on 31-Mar-2025) | |
| Risk Grade | Below Average |
| Return Grade | Below Average |
| Turnover | 44.00% |
Trailing Returns (%) of DSP Dynamic Asset Allocation Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| DSP Dynamic Asset Allocation Dir | 2.81 | -0.03 | 1.53 | 3.11 | 2.30 | 12.16 | 12.90 | 13.13 | 10.92 | 10.20 |
| VR Dynamic Asset TRI | -0.05 | -0.03 | 2.78 | 2.30 | -0.82 | 6.18 | 12.46 | 16.53 | 11.36 | 11.06 |
| Hybrid: Dynamic Asset Allocation | -0.01 | -0.05 | 2.28 | 2.26 | 0.25 | 7.39 | 13.10 | 15.48 | 10.62 | 10.54 |
| Rank within category | 6 | 21 | 35 | 12 | 10 | 4 | 14 | 16 | 8 | 7 |
| Number of funds in category | 37 | 38 | 38 | 37 | 37 | 36 | 27 | 22 | 15 | 10 |
Peer Comparison of DSP Dynamic Asset Allocation Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| DSP Dynamic Asset Allocation Dir | 3 star | 12.16 | 12.90 | 13.13 | 0.73 | 3,217 | 10.49 | 1.00 (30) | 11Y 2M | 44.00 |
| HDFC Balanced Advantage Dir | 5 star | 7.36 | 20.78 | 25.68 | 0.88 | 94,824 | 15.76 | 1.00 (365) | 12Y 4M | 28.88 |
| ICICI Pru Balanced Advantage Dir | 4 star | 10.64 | 13.77 | 17.09 | 0.92 | 60,591 | 13.14 | 1.00 (365) | 12Y 4M | 34.00 |
| SBI Balanced Advantage Dir | 5 star | 8.60 | 14.74 | — | 0.71 | 34,015 | 12.89 | 1.00 (365) | 3Y 8M | 17.00 |
| Tata Balanced Advantage Dir | 4 star | 6.39 | 12.45 | 15.78 | 0.36 | 10,075 | 13.41 | 1.00 (90) | 6Y 3M | 24.35 |
Portfolio Analysis of DSP Dynamic Asset Allocation Fund
| No. of Stocks | 68 |
| Top 10 Holdings | 27.89% |
| Top 5 Stocks | 17.69% |
| Top 3 Sectors | 18.40% |
| Portfolio P/B Ratio | 2.92 |
| Portfolio P/E Ratio | 18.82 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,98,185 | 2,48,824 |
| Giant (%) | 60.07 | 62.23 |
| Large (%) | 19.94 | 20.80 |
| Mid (%) | 15.36 | 12.57 |
| Small (%) | 4.63 | 4.97 |
| Tiny (%) | — | 0.08 |
| Fund | Category | |
| Number of Securities | 125 | 120 |
| Macaulay Duration (yrs) | 2.47 | 3.67 |
| Average Maturity (yrs) | 3.13 | 6.12 |
| Yield to Maturity (%) | 7.24 | 7.18 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For DSP Dynamic Asset Allocation Fund
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