May 3, 2025
mayank
DSP 10Y G-Sec Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 22.3159
Quarterly NAV IDCW: Rs 11.0464
Monthly NAV IDCW: Rs 10.5903
NAV IDCW: Rs 10.7973
Suitable For Which Investors?
“This is a fund that invests mainly in bonds issued by the government of India which will mature in 10 years or more. These bonds do not carry any risk of default since the repayment of investors’ money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios.”
Fund’s Investment Strategy:
The scheme seeks to generate returns commensurate with risk from a portfolio of Government Securities with weighted average maturity of around 10 years.
Fund Manager:
1) Shantanu Godambe
Education: Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience: Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of DSP 10Y G-Sec Fund
| Fund House | DSP Mutual Fund |
| Launch Date | 26-Sep-14 |
| Return Since Launch | 7.86% |
| Benchmark | CRISIL 10-Year Gilt |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 59 Cr |
| (As on 31-Mar-2025) | |
| Expense | 0.31% |
| (As on 31-Mar-2025) | |
| Risk Grade | — |
| Return Grade | — |
Trailing Returns (%) of DSP 10Y G-Sec Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| DSP 10Y G-Sec Dir | 4.85 | 0.05 | 1.34 | 3.85 | 6.31 | 11.82 | 8.32 | 5.73 | 7.60 | 7.43 |
| CCIL All Sovereign Bond – TRI | 5.47 | 0.06 | 1.89 | 4.59 | 6.37 | 13.39 | 9.38 | 7.10 | 8.85 | 8.34 |
| Debt: Gilt with 10 year Constant Duration | 5.24 | 0.08 | 1.57 | 4.30 | 6.64 | 12.45 | 8.59 | 6.43 | 8.49 | 8.36 |
| Rank within category | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 |
| Number of funds in category | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 |
Peer Comparison of DSP 10Y G-Sec Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| DSP 10Y G-Sec Dir | Unrated | 11.82 | 8.32 | 5.73 | 0.31 | 59 | 7.86 | — | 10Y 7M |
| ICICI Pru Constant Maturity Gilt Dir | Unrated | 12.64 | 8.62 | 6.86 | 0.23 | 2,537 | 9.10 | — | 10Y 7M |
| SBI Magnum Constant Maturity Dir | Unrated | 12.42 | 8.69 | 6.61 | 0.31 | 1,831 | 9.06 | — | 12Y 4M |
| SBI Nifty 10Y Benchmark G-Sec ETF | Unrated | 12.22 | 8.43 | 5.34 | 0.14 | 3,162 | 6.52 | — | 8Y 10M |
| ICICI Pru Nifty 10 yr Benchmark G-Sec ETF | Unrated | 12.17 | — | — | 0.14 | 553 | 9.06 | — | 2Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 1 | 5 |
| Macaulay Duration (yrs) | 6.69 | 7.03 |
| Average Maturity (yrs) | 9.16 | 9.74 |
| Yield to Maturity (%) | 6.70 | 6.71 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For DSP 10Y G-Sec Fund
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