February 12, 2026
RA Jainee
Capitalmind Multi Asset Allocation Fund – Direct | Growth
📌 Fund Snapshot & Key Details
| Particulars | Details |
|---|---|
| Fund House | Capitalmind Mutual Fund |
| Scheme Type | Open-ended |
| Category | Hybrid: Multi Asset Allocation |
| Benchmark | NIFTY 500 TRI (50), NIFTY Composite Debt Index (25), MCX I-COMDEX Composite Index (25) |
| NFO Opens | 23 February 2026 |
| NFO Closes | 09 March 2026 |
| Plan / Option | Growth, IDCW |
| Minimum Investment (Rs.) | 5000 |
| Exit Load | 1% for redemption within 12 months |
| Lock-in Period | NA |
| Riskometer | Very High |
| Registrar | KFin Technologies Ltd. |
⚖️ Sahifund NFO Review
PLUS
• True multi-asset structure combining equity, debt and commodities
• Built-in diversification reduces dependency on a single market cycle
• Ability to tactically shift allocations depending on macro environment
• Exposure to commodities provides hedge against inflation shocks
• Suitable as core portfolio stabiliser in volatile markets
MINUS
• Multi-asset funds depend heavily on asset allocation decisions
• Commodity exposure may increase short-term volatility
• New fund without long performance track record
• Complex strategy may not suit investors seeking simplicity
• Exit load for 12 months reduces short-term flexibility
Sahifund View (Decisive Line)
A diversified “all-weather” allocation idea — suitable as a core stabilising fund rather than an aggressive alpha generator.
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⏱️ Last Updated: 13 February 2026, 10.00 AM
📊 Sahifund Interpretation of the Benchmark
NIFTY 500 TRI (50%) + NIFTY Composite Debt Index (25%) + MCX I-COMDEX Composite Index (25%)
This blended benchmark reflects a balanced asset allocation model combining equities for growth, debt for stability and commodities for diversification.
Benchmark Behaviour Snapshot
• Equity component drives long-term returns
• Debt allocation helps reduce drawdowns during market corrections
• Commodity exposure provides inflation hedge and crisis protection
• Balanced allocation historically results in smoother volatility curve compared to pure equity indices
Sahifund Insight:
Multi-asset benchmarks reward disciplined allocation and patience rather than short-term momentum chasing.
🧠 Investment Strategy – Explained Simply
The scheme invests across equities, debt instruments and commodities including exchange-traded commodity derivatives.
➡️ In simple terms:
You invest in one fund that spreads money across stocks, bonds and commodities — aiming for balanced growth with controlled risk.
👤 Sahifund Interpretation of Fund Managers & Their Performance
Anoop Vijaykumar
Technology and analytics background suggests a data-driven approach toward asset allocation and risk management.
Prateek Jain
Strong fixed income and debt market experience adds stability to the portfolio’s debt allocation strategy.
Sahifund Assessment:
The combination of equity analytics and debt expertise aligns well with the multi-asset mandate, but execution track record in this category will need time to be validated.
🎯 Suitable for Which Investors?
Suitable if you:
• Want a single diversified fund across asset classes
• Prefer balanced risk instead of pure equity volatility
• Are building a core long-term portfolio allocation
• Believe in asset allocation strategy rather than stock picking
Avoid if you:
• Seek high-alpha aggressive equity returns
• Prefer simple large-cap or index funds
• Expect short-term tactical gains
• Do not want commodity exposure in portfolio
❓ Should You Invest in This NFO?
Yes — selectively as a core diversification tool.
Multi-asset allocation funds can play an important role in reducing portfolio volatility, but investors should treat this as a long-term allocation rather than a short-term performance bet.
Final Word:
A balanced strategy for uncertain markets — suitable for disciplined long-term investors who value diversification.
⚠️ Disclaimer
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.