April 30, 2025
mayank
Baroda BNP Paribas Low Duration Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 43.3664
Weekly NAV IDCW: Rs 10.0690
Monthly NAV IDCW: Rs 10.3968
Suitable For Which Investors?
“Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. Here’s why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there’s a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don’t need for up to a year in a Liquid fund.”
Fund’s Investment Strategy:
The Scheme seeks to provide income consistent with the prudent risk from a portfolio comprising investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months – 12 months.
Fund Manager:
1) Gurvinder Singh Wasan
Education: Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
Experience: Prior to joining JM Mutual Fund, he has worked with Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
2) Vikram Pamnani
Education: Mr. Pamnani holds PGDM in Finance.
Experience: Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Baroda BNP Paribas Low Duration Fund
| Fund House | Baroda BNP Paribas Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.66% |
| Benchmark | CRISIL Low Duration Debt A-I Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 274 Cr |
| (As on 31-Mar-2025) | |
| Expense | 0.31% |
| (As on 31-Mar-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
Trailing Returns (%) of Baroda BNP Paribas Low Duration Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Baroda BNP Paribas Low Duration Dir | 3.00 | 0.03 | 0.99 | 2.41 | 4.20 | 8.29 | 7.16 | 6.50 | 6.95 | 7.25 |
| CCIL T Bill Liquidity Weight | 1.83 | 0.53 | 0.53 | 1.39 | 2.53 | 5.12 | 4.29 | 3.44 | 3.68 | 3.94 |
| Debt: Low Duration | 3.07 | 0.03 | 1.05 | 2.50 | 4.29 | 8.41 | 7.23 | 6.85 | 6.69 | 7.08 |
| Rank within category | 10 | 13 | 17 | 14 | 13 | 14 | 12 | 12 | 7 | 8 |
| Number of funds in category | 20 | 23 | 23 | 20 | 20 | 20 | 20 | 20 | 20 | 19 |
Peer Comparison of Baroda BNP Paribas Low Duration Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Baroda BNP Paribas Low Duration Dir | 3 star | 8.29 | 7.16 | 6.50 | 0.31 | 274 | 7.66 | — | 12Y 3M |
| SBI Magnum Low Duration Dir | 4 star | 8.31 | 7.20 | 6.33 | 0.43 | 14,392 | 7.48 | — | 12Y 3M |
| ABSL Low Duration Dir | 5 star | 8.38 | 7.40 | 6.89 | 0.42 | 11,919 | 8.02 | — | 12Y 3M |
| Axis Treasury Advantage Dir | 4 star | 8.44 | 7.27 | 6.56 | 0.34 | 5,830 | 7.74 | — | 12Y 3M |
| LIC MF Low Duration Dir | 4 star | 8.33 | 7.09 | 6.53 | 0.25 | 1,450 | 7.25 | — | 12Y 3M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 20 | 73 |
| Macaulay Duration (yrs) | 0.93 | 0.95 |
| Average Maturity (yrs) | 0.98 | 1.22 |
| Yield to Maturity (%) | 7.41 | 7.47 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Baroda BNP Paribas Low Duration Fund
WILL Post Soon
Apply Online: https://invest.barodabnpparibasmf.in/auth/login
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
Quicklinks