April 30, 2025
mayank
Baroda BNP Paribas Equity Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 17.2253
NAV IDCW: Rs 13.8502
Suitable For Which Investors?
“Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.
Fund Manager:
1) Ankeet Pandya
Education: MBA Finance
Experience: Prior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.
2) Neeraj Saxena
Education: He is PGDBA finance and Masters in Organic Chemistry
Experience: Prior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors
3) Pratish Krishnan
Education: Mr. Krishnan has done MMS in Finance
Experience: Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.
4) Gurvinder Singh Wasan
Education: Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
Experience: Prior to joining JM Mutual Fund, he has worked with Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 30 days |
Basic Details of Baroda BNP Paribas Equity Savings Fund
| Fund House | Baroda BNP Paribas Mutual Fund |
| Launch Date | 25-Jul-19 |
| Return Since Launch | 9.89% |
| Benchmark | NIFTY Equity Savings TRI |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 249 Cr |
| (As on 31-Mar-2025) | |
| Expense | 1.31% |
| (As on 31-Mar-2025) | |
| Risk Grade | Below Average |
| Return Grade | Average |
| Turnover | 470.00% |
Trailing Returns (%) of Baroda BNP Paribas Equity Savings Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Baroda BNP Paribas Equity Svngs Dir | 1.37 | 0.19 | 2.41 | 3.31 | 2.13 | 8.99 | 11.00 | 10.65 | — | — |
| VR Equity Savings TRI | 2.31 | 0.15 | 2.46 | 3.92 | 1.15 | 8.16 | 10.59 | 13.15 | — | — |
| Hybrid: Equity Savings | 1.50 | 0.08 | 1.79 | 2.73 | 2.39 | 8.76 | 10.56 | 12.78 | — | — |
| Rank within category | 15 | 3 | 3 | 4 | 14 | 10 | 11 | 19 | — | — |
| Number of funds in category | 22 | 23 | 23 | 22 | 22 | 22 | 22 | 22 | 15 | 7 |
Peer Comparison of Baroda BNP Paribas Equity Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Baroda BNP Paribas Equity Svngs Dir | 3 star | 8.99 | 11.00 | 10.65 | 1.31 | 249 | 9.89 | 1.00 (30) | 5Y 9M | 470.00 |
| ICICI Pru Equity Savings Dir | 4 star | 9.42 | 8.95 | 11.40 | 0.48 | 12,855 | 8.65 | 0.25 (7) | 10Y 4M | 58.00 |
| Kotak Equity Savings Dir | 5 star | 8.24 | 12.15 | 13.69 | 0.65 | 8,043 | 10.21 | 1.00 (90) | 10Y 6M | 449.40 |
| SBI Equity Savings Dir | 4 star | 8.41 | 10.90 | 13.97 | 0.89 | 5,671 | 9.95 | 0.10 (15) | 9Y 11M | 475.00 |
| DSP Equity Savings Dir | 4 star | 12.04 | 11.31 | 14.01 | 0.41 | 2,517 | 10.18 | — | 9Y 1M | 13.00 |
Portfolio Analysis of Baroda BNP Paribas Equity Savings Fund
| Number of Stocks | 61 |
| Number of Bonds | 14 |
| Average Maturity (yrs) | 4.21 |
| Top 10 Holdings | 37.48% |
| Portfolio P/B Ratio | 3.39 |
| Portfolio P/E Ratio | 27.19 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,21,941 | 2,86,058 |
| Giant (%) | 61.85 | 68.38 |
| Large (%) | 18.89 | 17.68 |
| Mid (%) | 15.50 | 10.21 |
| Small (%) | 3.77 | 4.51 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 94 | 126 |
| Macaulay Duration (yrs) | 3.40 | 2.45 |
| Average Maturity (yrs) | 4.21 | 3.18 |
| Yield to Maturity (%) | 6.97 | 7.00 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Baroda BNP Paribas Equity Savings Fund
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