February 19, 2024
mayank
Baroda BNP Paribas Conservative Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 47.9297
Quarterly NAV IDCW: Rs 12.9032
NAV IDCW Monthly: Rs 13.2103
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.
Fund Manager:
1) Prashant R Pimple
Education: Mr. Pimple is a MBA (Finance) and CTM.
Experience: Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
2) Pratish Krishnan
Education: Mr. Krishnan has done MMS in Finance
Experience: Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption Within 180 days |
Basic Details
| Fund House | Baroda BNP Paribas Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 9.59% |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 599 Cr |
| (As on 31-Jan-2024) | |
| Expense | 0.56% |
| (As on 31-Jan-2024) | |
| Risk Grade | Below Average |
| Return Grade | Average |
| Turnover | — |
Trailing Returns (%) of Baroda BNP Paribas Conservative Hybrid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Baroda BNP Paribas Cons Hybrid Dir | 1.79 | 0.20 | 0.96 | 4.86 | 7.66 | 13.82 | 8.14 | 9.44 | 8.97 | 10.05 |
| VR MIP TRI | 1.71 | 0.31 | 0.83 | 6.54 | 8.32 | 14.28 | 8.77 | 9.92 | 9.33 | 9.69 |
| Hybrid: Conservative Hybrid | 1.87 | 0.16 | 1.11 | 4.86 | 7.48 | 14.01 | 8.96 | 9.41 | 8.43 | 10.03 |
| Rank within category | 13 | 12 | 17 | 12 | 11 | 16 | 18 | 12 | 9 | 11 |
| Number of funds in category | 31 | 31 | 31 | 31 | 31 | 31 | 28 | 25 | 25 | 22 |
Peer Comparison of Baroda BNP Paribas Conservative Hybrid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Baroda BNP Paribas Cons Hybrid Dir | 3 star | 13.82 | 8.14 | 9.44 | 0.56 | 599 | 9.59 | 1.00 (180) | 11Y 1M | — |
| SBI Conservative Hybrid Dir | 5 star | 14.53 | 10.61 | 11.52 | 0.62 | 9,482 | 10.08 | 1.00 (365) | 11Y 1M | — |
| ICICI Pru Regular Savings Dir | 4 star | 14.08 | 9.58 | 10.57 | 0.91 | 3,381 | 10.75 | 1.00 (365) | 11Y 1M | 22.00 |
| HDFC Hybrid Debt Dir | 4 star | 17.20 | 11.50 | 11.41 | 1.26 | 3,055 | 10.16 | 1.00 (365) | 11Y 1M | — |
| Kotak Debt Hybrid Dir | 5 star | 18.64 | 12.03 | 13.42 | 0.50 | 2,249 | 11.21 | 1.00 (180) | 11Y 1M | 24.23 |
Portfolio Analysis of Baroda BNP Paribas Conservative Hybrid Fund
| Number of Stocks | 47 |
| Number of Bonds | 39 |
| Average Maturity (yrs) | 4.14 |
| Top 10 Holdings | 30.71% |
| Portfolio P/B Ratio | 3.98 |
| Portfolio P/E Ratio | 27.49 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,73,192 | 2,14,908 |
| Giant (%) | 52.35 | 60.87 |
| Large (%) | 19.77 | 15.76 |
| Mid (%) | 27.40 | 19.08 |
| Small (%) | 0.48 | 10.11 |
| Tiny (%) | — | 2.60 |
| Fund | Category | |
| Number of Securities | 87 | 56 |
| Macaulay Duration (yrs) | 3.32 | 4.20 |
| Average Maturity (yrs) | 4.14 | 7.41 |
| Yield to Maturity (%) | 8.02 | 7.59 |
| Avg Credit Rating | AAA | — |
How to Invest in Baroda BNP Paribas Conservative Hybrid Fund?
Chanakya’s Mutual Fund Guidance For Baroda BNP Paribas Conservative Hybrid Fund
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Quicklinks
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