April 29, 2025
mayank
Baroda BNP Paribas Balanced Advantage Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 25.2479
NAV IDCW: Rs 16.8111
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.
Fund Manager:
1) Neeraj Saxena
Education: He is PGDBA finance and Masters in Organic Chemistry
Experience: Prior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors
2) Pratish Krishnan
Education: Mr. Krishnan has done MMS in Finance
Experience: Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.
3) Sanjay Chawla
Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS Pilani.
Experience: Prior to joining Baroda BNP Paribas Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.
4) Gurvinder Singh Wasan
Education: Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
Experience: Prior to joining JM Mutual Fund, he has worked with Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of Baroda BNP Paribas Balanced Advantage Fund
| Fund House | Baroda BNP Paribas Mutual Fund |
| Launch Date | 14-Nov-18 |
| Return Since Launch | 15.42% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 4,073 Cr |
| (As on 31-Mar-2025) | |
| Expense | 0.77% |
| (As on 31-Mar-2025) | |
| Risk Grade | Above Average |
| Return Grade | High |
| Turnover | 212.00% |
Trailing Returns (%) of Baroda BNP Paribas Balanced Advantage Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Baroda BNP Paribas Balanced Advantage Dir | -0.98 | 0.77 | 2.06 | 4.73 | 0.72 | 8.14 | 14.50 | 18.68 | — | — |
| VR Dynamic Asset TRI | 0.15 | 0.81 | 2.82 | 4.81 | -0.47 | 7.33 | 12.24 | 17.14 | — | — |
| Hybrid: Dynamic Asset Allocation | 0.13 | 0.60 | 2.25 | 4.05 | 0.48 | 8.20 | 12.91 | 16.15 | — | — |
| Rank within category | 29 | 9 | 28 | 12 | 20 | 23 | 5 | 3 | — | — |
| Number of funds in category | 37 | 38 | 38 | 37 | 37 | 36 | 27 | 22 | 15 | 10 |
Peer Comparison of Baroda BNP Paribas Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Baroda BNP Paribas Balanced Advantage Dir | 4 star | 8.14 | 14.50 | 18.68 | 0.77 | 4,073 | 15.42 | 1.00 (365) | 6Y 5M | 212.00 |
| HDFC Balanced Advantage Dir | 5 star | 9.04 | 20.46 | 26.68 | 0.88 | 94,824 | 15.79 | 1.00 (365) | 12Y 3M | 28.88 |
| ICICI Pru Balanced Advantage Dir | 4 star | 11.02 | 13.50 | 17.88 | 0.92 | 60,591 | 13.14 | 1.00 (365) | 12Y 3M | 34.00 |
| SBI Balanced Advantage Dir | 5 star | 8.69 | 14.43 | — | 0.71 | 34,015 | 12.85 | 1.00 (365) | 3Y 7M | 17.00 |
| Tata Balanced Advantage Dir | 4 star | 6.96 | 12.25 | 16.46 | 0.36 | 10,075 | 13.42 | 1.00 (90) | 6Y 3M | 24.35 |
Portfolio Analysis of Baroda BNP Paribas Balanced Advantage Fund
| No. of Stocks | 50 |
| Top 10 Holdings | 31.27% |
| Top 5 Stocks | 20.81% |
| Top 3 Sectors | 37.40% |
| Portfolio P/B Ratio | 3.74 |
| Portfolio P/E Ratio | 26.15 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,76,507 | 2,48,824 |
| Giant (%) | 51.40 | 62.23 |
| Large (%) | 17.86 | 20.80 |
| Mid (%) | 28.40 | 12.57 |
| Small (%) | 2.34 | 4.97 |
| Tiny (%) | — | 0.08 |
| Fund | Category | |
| Number of Securities | 94 | 120 |
| Macaulay Duration (yrs) | 3.85 | 3.19 |
| Average Maturity (yrs) | 6.66 | 4.78 |
| Yield to Maturity (%) | 7.80 | 7.00 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Baroda BNP Paribas Balanced Advantage Fund
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