February 18, 2025
mayank
Bank of India Small Cap Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 43.9300
NAV IDCW: Rs 32.9000
Suitable For Which Investors?
When you invest for seven years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options.
This is a fund that invests in smaller companies. Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. So while you can expect higher returns in the long term, there will be more severe ups and downs along the way.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies.
Fund Manager:
1) Alok Singh
Education: Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience: Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of Bank of India Small Cap Fund
| Fund House | Bank of India Mutual Fund |
| Launch Date | 19-Dec-18 |
| Return Since Launch | 27.20% |
| Benchmark | NIFTY Smallcap 250 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 1,556 Cr |
| (As on 31-Jan-2025) | |
| Expense | 0.54% |
| (As on 31-Jan-2025) | |
| Risk Grade | Average |
| Return Grade | Above Average |
| Turnover | 55.00% |
Trailing Returns (%) of Bank of India Small Cap Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Bank of India Small Cap Dir | -19.02 | -0.54 | -14.28 | -15.67 | -15.91 | 3.69 | 17.55 | 29.28 | — | — |
| BSE 250 SmallCap TRI | -15.02 | -0.37 | -6.89 | -10.46 | -13.16 | 2.77 | 16.63 | 24.04 | — | — |
| Equity: Small Cap | -17.12 | -0.47 | -12.22 | -12.79 | -14.93 | 0.73 | 17.30 | 25.88 | — | — |
| Rank within category | 39 | 23 | 41 | 42 | 24 | 10 | 11 | 3 | — | — |
| Number of funds in category | 43 | 45 | 43 | 43 | 42 | 39 | 27 | 20 | 13 | 12 |
Peer Comparison of Bank of India Small Cap Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Bank of India Small Cap Dir | 4 star | 3.69 | 17.55 | 29.28 | 0.54 | 1,556 | 27.20 | 1.00 (365) | 6Y 1M | 55.00 |
| Nippon India Small Cap Dir | 5 star | 2.34 | 21.43 | 29.74 | 0.70 | 57,010 | 24.82 | 1.00 (365) | 12Y 1M | 20.00 |
| Quant Small Cap Dir | 5 star | -6.17 | 20.21 | 39.51 | 0.68 | 25,183 | 17.42 | 1.00 (365) | 12Y 1M | 151.00 |
| Canara Robeco Small Cap Dir | 4 star | 1.25 | 15.21 | 27.69 | 0.51 | 11,528 | 24.32 | 1.00 (365) | 6Y | 26.00 |
| Bandhan Small Cap Dir | 4 star | 12.03 | 24.68 | — | 0.45 | 9,236 | 33.82 | 1.00 (365) | 4Y 11M | 62.00 |
Portfolio Analysis of Bank of India Small Cap Fund
| No. of Stocks | 68 |
| Top 10 Stocks | 26.19% |
| Top 5 Stocks | 14.52% |
| Top 3 Sectors | 48.24% |
| Portfolio P/B Ratio | 4.35 |
| Portfolio P/E Ratio | 34.61 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 13,222 | 18,374 |
| Giant (%) | — | 8.10 |
| Large (%) | 8.98 | 5.51 |
| Mid (%) | 44.25 | 62.81 |
| Small (%) | 46.77 | 31.33 |
| Tiny (%) | — | 0.12 |
Chanakya’s Mutual Fund Guidance For Bank of India Small Cap Fund
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