January 19, 2026
RA Jainee
Bandhan ELSS Tax Saver Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 179.31 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 44.28 |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | BSE 500 TRI |
| AUM Rs. | 7,333 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.66% |
| 1 Year Return (%) | 9.87 |
| 3 Year Return (%) | 16.51 |
| 5 Year Return (%) | 18.79 |
| 10 Year Return (%) | 17.08 |
| Return Since Launch | 17.29% |
⚖️ Sahifund Review – Bandhan ELSS Tax Saver Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
ELSS funds are suitable for investors:
1. Seeking tax savings u/s 80C through a diversified equity portfolio
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
• The fund has a lock-in-period of 3 years
Fund’s Investment Strategy:
The scheme seeks to build a diversified portfolio comprising of stocks of companies with strong fundamentals that are available at reasonable valuations. The scheme can be fully into equities (and equity related securities) and upto 20% in debt & money market instruments.
Fund Manager:
1) Daylynn Gerard Paul Pinto
Education: Mr. Pinto is a B.Com (H) and PGDM.
Experience: Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (RS) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | 3 Years |
| Exit Load | 0 |
Basic Details of Bandhan ELSS Tax Saver Fund
| Fund House | Bandhan Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 17.29% |
| Benchmark | BSE 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets (Rs) | 7,333 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.66% |
| (As on 31-Dec-2025) | |
| Risk Grade | Below Average |
| Return Grade | Above Average |
| Turnover | 33.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Bandhan ELSS Tax Saver Dir | -2.36 | 0.07 | -1.20 | 0.34 | 1.78 | 9.87 | 16.51 | 18.79 | 17.87 | 17.08 |
| BSE 500 TRI | -1.63 | 0.08 | -0.40 | -0.24 | 0.50 | 9.14 | 16.12 | 15.58 | 15.63 | 15.45 |
| Equity: ELSS | -1.50 | 0.15 | -0.63 | -1.00 | -0.45 | 6.87 | 17.62 | 16.54 | 16.43 | 15.79 |
| Rank within category | 36 | 27 | 34 | 12 | 10 | 11 | 24 | 6 | 8 | 7 |
| Number of funds in category | 40 | 40 | 40 | 40 | 40 | 39 | 36 | 33 | 30 | 28 |
Peer Comparison of Bandhan ELSS Tax Saver Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs) (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Bandhan ELSS Tax Saver Dir | 4 star | 9.87 | 16.51 | 18.79 | 0.66 | 7,333 | 17.29 | — | 13Y | 33.00 |
| SBI ELSS Tax Saver Dir | 5 star | 7.81 | 23.97 | 20.93 | 0.92 | 32,609 | 16.25 | — | 13Y | 12.00 |
| DSP ELSS Tax Saver Dir | 4 star | 11.39 | 20.89 | 19.35 | 0.67 | 17,609 | 17.69 | — | 13Y | 35.00 |
| HDFC ELSS Tax Saver Dir | 5 star | 12.09 | 21.73 | 21.14 | 1.08 | 17,163 | 15.22 | — | 13Y | 12.19 |
| Franklin India ELSS Tax Saver Dir | 4 star | 5.87 | 18.81 | 17.91 | 1.05 | 6,693 | 15.82 | — | 13Y | 14.35 |
Portfolio Analysis of Bandhan ELSS Tax Saver Fund
| No. of Stocks | 62 |
| Top 10 Stocks | 42.75% |
| Top 5 Stocks | 28.99% |
| Top 3 Sectors | 58.05% |
| Portfolio P/B Ratio | 3.36 |
| Portfolio P/E Ratio | 25.10 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,47,073 | 2,10,955 |
| Giant (%) | — | — |
| Large (%) | 71.84 | 64.28 |
| Mid (%) | 16.21 | 18.72 |
| Small (%) | 11.95 | 19.21 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://bandhanmutual.com/mutual-funds OR
https://partners.bandhanmutual.com/partners OR https://partners.bandhanmutual.com/investor/quick-transact
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