April 17, 2025
mayank
Bandhan Balanced Advantage Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 26.7520
NAV IDCW: Rs 16.5240
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives.
Fund Manager:
1) Manish Gunwani
Education: Mr. Gunwani is a B.Tech. and PGDM.
Experience: Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he has worked with Nippon India Mutual Fund, ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities.
2) Vishal Biraia
Education: Mr. Biraia has done B.E and CFA
Experience: Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
3) Brijesh Shah
Education: Mr. Shah is a Post Graduate Diploma in Finance.
Experience: Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0.5% for redemption within 90 days |
Basic Details of Bandhan Balanced Advantage Fund
| Fund House | Bandhan Mutual Fund |
| Launch Date | 10-Oct-14 |
| Return Since Launch | 9.80% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 2,217 Cr |
| (As on 31-Mar-2025) | |
| Expense | 0.84% |
| (As on 31-Mar-2025) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 47.00% |
Trailing Returns (%) of Bandhan Balanced Advantage Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Bandhan Balanced Advantage Dir | -1.86 | 0.38 | 4.20 | 0.14 | -1.83 | 9.53 | 10.49 | 14.67 | 10.20 | 9.39 |
| VR Dynamic Asset TRI | -2.57 | 1.78 | 4.19 | 0.08 | -6.39 | 5.66 | 10.89 | 17.13 | 11.11 | 10.37 |
| Hybrid: Dynamic Asset Allocation | -1.77 | 0.37 | 3.81 | -0.14 | -3.61 | 7.43 | 11.84 | 15.94 | 10.33 | 10.04 |
| Rank within category | 23 | 16 | 12 | 21 | 14 | 15 | 21 | 15 | 9 | 8 |
| Number of funds in category | 37 | 38 | 37 | 37 | 37 | 36 | 27 | 22 | 14 | 10 |
Peer Comparison of Bandhan Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Bandhan Balanced Advantage Dir | 2 star | 9.53 | 10.49 | 14.67 | 0.84 | 2,217 | 9.80 | 0.50 (90) | 10Y 6M | 47.00 |
| HDFC Balanced Advantage Dir | 5 star | 8.48 | 19.28 | 26.13 | 0.88 | 94,824 | 15.62 | 1.00 (365) | 12Y 3M | 28.88 |
| ICICI Pru Balanced Advantage Dir | 4 star | 9.92 | 12.64 | 17.74 | 0.92 | 60,591 | 12.99 | 1.00 (365) | 12Y 3M | 34.00 |
| SBI Balanced Advantage Dir | 5 star | 7.43 | 13.31 | — | 0.71 | 34,015 | 12.32 | 1.00 (365) | 3Y 7M | 17.00 |
| Tata Balanced Advantage Dir | 4 star | 6.08 | 11.50 | 16.53 | 0.36 | 10,075 | 13.20 | 1.00 (90) | 6Y 2M | 24.35 |
Portfolio Analysis of Bandhan Balanced Advantage Fund
| No. of Stocks | 87 |
| Top 10 Holdings | 41.62% |
| Top 5 Stocks | 24.55% |
| Top 3 Sectors | 25.67% |
| Portfolio P/B Ratio | 3.85 |
| Portfolio P/E Ratio | 21.75 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,31,016 | 2,48,824 |
| Giant (%) | 64.84 | 62.23 |
| Large (%) | 16.16 | 20.80 |
| Mid (%) | 13.96 | 12.57 |
| Small (%) | 5.04 | 4.97 |
| Tiny (%) | — | 0.08 |
| Fund | Category | |
| Number of Securities | 124 | 120 |
| Macaulay Duration (yrs) | 6.71 | 3.19 |
| Average Maturity (yrs) | 12.71 | 4.78 |
| Yield to Maturity (%) | — | — |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For Bandhan Balanced Advantage Fund
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