April 14, 2025
RA Jainee
Axis Retirement Fund-Dynamic Plan details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 19.7700
NAV IDCW: Rs 19.5500
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The schemes seeks to generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while attempting to manage risk from the market through active asset allocation.
Fund Manager:
1) Devang Shah
Education: Mr. Shah is B.Com and ACA.
Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
2) Hardik Shah
Education: Mr. Shah has done B.E. Information Technology and MBA Finance.
Experience: Prior to joining Axis Mutual Fund, he has worked with Nippon India Mutual Fund, Quantum Asset Management Company and ICAP India (P) Ltd.
3) Jayesh Sundar
Education: Mr. Sundar is a Chartered Accountant
Experience: Prior to joining Axis MF, he has worked with Aviva Life Insurance Company, Tata Securities Ltd., Collins Stewart India Pvt. Ltd., IL&FS Investsmart and CRISIL
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | 5 Years |
| Exit Load | 0 |
Basic Details of Axis Retirement Fund-Dynamic Plan
| Fund House | Axis Mutual Fund |
| Launch Date | 20-Dec-19 |
| Return Since Launch | 13.69% |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 326 Cr |
| (As on 31-Mar-2025) | |
| Expense | 1.29% |
| (As on 31-Mar-2025) | |
| Risk Grade | High |
| Return Grade | Above Average |
| Turnover | — |
Trailing Returns (%) of Axis Retirement Fund-Dynamic Plan
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Axis Retirement-Dynamic Plan Dir | -7.23 | 1.33 | 2.33 | -5.45 | -9.40 | 5.27 | 12.29 | 16.35 | — | — |
| VR Dynamic Asset TRI | -5.58 | -0.38 | 0.09 | -4.63 | -8.91 | 1.24 | 9.39 | 16.27 | — | — |
| Hybrid: Dynamic Asset Allocation | -3.50 | 1.04 | 1.68 | -2.18 | -5.10 | 4.27 | 10.97 | 15.48 | — | — |
| Rank within category | 35 | 6 | 4 | 35 | 32 | 19 | 5 | 8 | — | — |
| Number of funds in category | 37 | 38 | 37 | 37 | 37 | 36 | 27 | 22 | 14 | 10 |
Peer Comparison of Axis Retirement Fund-Dynamic Plan
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Axis Retirement-Dynamic Plan Dir | 2 star | 5.27 | 12.29 | 16.35 | 1.29 | 326 | 13.69 | — | 5Y 3M | — |
| HDFC Balanced Advantage Dir | 5 star | 5.31 | 18.36 | 26.14 | 0.88 | 94,824 | 15.47 | 1.00 (365) | 12Y 3M | 25.61 |
| ICICI Pru Balanced Advantage Dir | 4 star | 6.60 | 11.99 | 17.36 | 0.92 | 60,591 | 12.86 | 1.00 (365) | 12Y 3M | 34.00 |
| SBI Balanced Advantage Dir | 5 star | 5.04 | 12.57 | — | 0.71 | 34,015 | 11.87 | 1.00 (365) | 3Y 7M | 17.00 |
| Tata Balanced Advantage Dir | 4 star | 3.41 | 10.84 | 16.25 | 0.36 | 10,075 | 12.98 | 1.00 (90) | 6Y 2M | 24.35 |
Portfolio Analysis of Axis Retirement Fund-Dynamic Plan
| No. of Stocks | 82 |
| Top 10 Holdings | 38.27% |
| Top 5 Stocks | 25.16% |
| Top 3 Sectors | 43.07% |
| Portfolio P/B Ratio | 3.82 |
| Portfolio P/E Ratio | 25.04 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,82,077 | 2,48,824 |
| Giant (%) | 52.74 | 62.23 |
| Large (%) | 19.47 | 20.80 |
| Mid (%) | 20.75 | 12.57 |
| Small (%) | 7.04 | 4.97 |
| Tiny (%) | — | 0.08 |
| Fund | Category | |
| Number of Securities | 88 | 122 |
| Macaulay Duration (yrs) | 0.03 | 3.12 |
| Average Maturity (yrs) | 0.07 | 4.80 |
| Yield to Maturity (%) | 7.06 | 7.00 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For Axis Retirement Fund-Dynamic Plan
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