March 28, 2025
mayank
Aditya Birla (ABSL) Retirement Fund-The 50s Plus-Debt Plan details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Sahifund.com
NAV Growth: Rs 14.0151
NAV IDCW: Rs 12.1251
Suitable For Which Investors?
” Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The Scheme seeks to invests in various debt securities and money market instruments issued by corporates and/or state and central government.
Fund Manager:
1) Harshil Suvarnkar
Education: Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience: Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | 5 Years |
| Exit Load | 0 |
Basic Details of Aditya Birla (ABSL) Retirement Fund-The 50s Plus-Debt Plan
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 11-Mar-19 |
| Return Since Launch | 5.74% |
| Benchmark | CRISIL Short-Term Bond Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 17 Cr |
| (As on 28-Feb-2025) | |
| Expense | 0.84% |
| (As on 28-Feb-2025) | |
| Risk Grade | High |
| Return Grade | Low |
Trailing Returns (%) of Aditya Birla Retirement Fund-The 50s Plus-Debt Plan
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL Retirement 50s + Debt Dir | 1.82 | 0.04 | 0.91 | 1.99 | 3.31 | 7.50 | 5.77 | 5.43 | — | — |
| CCIL T Bill Liquidity Weight | 1.21 | 0.04 | 0.39 | 1.21 | 2.24 | 4.85 | 4.14 | 3.41 | — | — |
| Debt: Short Duration | 2.15 | 0.13 | 0.96 | 2.28 | 4.00 | 8.63 | 7.23 | 6.91 | — | — |
| Rank within category | 25 | 25 | 21 | 25 | 25 | 25 | 23 | 21 | — | — |
| Number of funds in category | 25 | 26 | 26 | 25 | 25 | 25 | 23 | 21 | 18 | 17 |
Peer Comparison of Aditya Birla Retirement Fund-The 50s Plus-Debt Plan
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| ABSL Retirement 50s + Debt Dir | 1 star | 7.50 | 5.77 | 5.43 | 0.84 | 17 | 5.74 | — | 6Y |
| ICICI Pru Short Term Dir | 5 star | 8.69 | 7.83 | 7.63 | 0.45 | 20,112 | 8.54 | — | 12Y 2M |
| HDFC Short Term Debt Dir | 4 star | 8.69 | 7.14 | 7.14 | 0.40 | 14,391 | 8.08 | — | 12Y 2M |
| Axis Short Duration Dir | 4 star | 8.85 | 7.21 | 7.08 | 0.36 | 8,825 | 8.19 | — | 12Y 2M |
| ABSL Short Term Dir | 5 star | 8.81 | 7.41 | 7.72 | 0.38 | 8,689 | 8.63 | — | 12Y 2M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 10 | 54 |
| Macaulay Duration (yrs) | 3.42 | 2.78 |
| Average Maturity (yrs) | 6.25 | 3.53 |
| Yield to Maturity (%) | 6.81 | 7.40 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For Aditya Birla Sun Life (ABSL) Retirement Fund-The 50s Plus-Debt Plan
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