July 27, 2026
mayank
Aditya Birla (ABSL) Retirement Fund-The 40s Plan
| Fund at a Glance | |
| NAV Growth (Rs.) | 21.5 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 17.49 |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| AUM Rs. | 113 Cr |
| As on 30-Jun-2026) | |
| Expense | 0.95% |
| 1 Year Return (%) | 3.00 |
| 3 Year Return (%) | 11.74 |
| 5 Year Return (%) | 10.30 |
| 10 Year Return (%) | — |
| Return Since Launch | 10.95% |
Suitable For Which Investors?
Aggressive Hybrid funds are suitable for investors:
1. Looking to invest mostly in equity (~75%) with a small debt allocation (~25%) for moderately high returns
2. Aiming for long-term wealth creation
3. With a 5-8 year investment horizon
4. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
• The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier
Fund’s Investment Strategy:
The Scheme seeks to invests predominantly in equity and equity related instruments with marginal allocation to debt and money market instruments.
Fund Manager:
1) Mohit Sharma
Education: Mr. Sharma is B Tech (IIT – Madras) and PGDCM (IIM Calcutta).
Experience: Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 – May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 – June 2011) and ICICI Bank Ltd (June 2006 – April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 – June 2006).
2) Harshil Suvarnkar
Education: Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience: Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | 5 Years |
| Exit Load | 0 |
Basic Details of Aditya Birla (ABSL) Retirement Fund-The 40s Plan
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 11-Mar-19 |
| Return Since Launch | 10.95% |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 113 Cr |
| As on 30-Jun-2026) | |
| Expense | 0.95% |
| As on 30-Jun-2026) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 14.00% |
Aditya Birla (ABSL) Retirement Fund-The 40s Plan Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL Retirement 40s Dir | 1.22 | 0.32 | 1.25 | 1.67 | 3.69 | 3.00 | 11.74 | 10.30 | 11.90 | — |
| Hybrid: Aggressive Hybrid | 0.43 | 0.07 | 1.14 | 2.12 | 3.87 | 2.44 | 12.35 | 11.93 | 14.00 | — |
| Rank within category | 13 | 3 | 17 | 28 | 18 | 18 | 24 | 31 | 30 | — |
| Number of funds in category | 44 | 47 | 46 | 45 | 44 | 43 | 41 | 41 | 37 | 26 |
Peer Comparison of Aditya Birla Retirement Fund-The 40s Plan
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ABSL Retirement 40s Dir | 2 out of 5 stars | 3.00 | 11.74 | 10.30 | 0.95 | 113 | 10.95 | — | 7Y 4M | 14.00 |
| SBI Equity Hybrid Dir | 4 out of 5 stars | 5.20 | 13.51 | 12.02 | 0.60 | 85,633 | 14.41 | 1.00 (365) | 13Y 6M | 20.00 |
| ICICI Pru Equity & Debt Dir | 5 out of 5 stars | 4.40 | 15.76 | 17.52 | 0.77 | 51,481 | 16.61 | 1.00 (365) | 13Y 6M | 103.00 |
| Kotak Aggressive Hybrid Dir | 4 out of 5 stars | 5.37 | 14.21 | 13.82 | 0.44 | 8,962 | 13.87 | 1.00 (365) | 13Y 6M | 20.18 |
| UTI Aggressive Hybrid Dir | 4 out of 5 stars | 0.55 | 12.38 | 12.93 | 0.97 | 6,648 | 12.60 | 1.00 (365) | 13Y 6M | 30.00 |
Aditya Birla (ABSL) Retirement Fund-The 40s Plan Portfolio Analysis
| No. of Stocks | 56 |
| Top 10 Holdings | 36.85% |
| Top 5 Stocks | 23.44% |
| Top 3 Sectors | 46.05% |
| Portfolio P/B Ratio | 3.18 |
| Portfolio P/E Ratio | 22.9 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,85,482 | 1,89,005 |
| Large (%) | 65.70 | 63.09 |
| Mid (%) | 17.53 | 20.17 |
| Small (%) | 16.77 | 17.11 |
| Fund | Category | |
| Number of Securities | 61 | 98 |
| Macaulay Duration (yrs) | 3.91 | 3.52 |
| Average Maturity (yrs) | 7.66 | 6.27 |
| Yield to Maturity (%) | 6.46 | 7.37 |
| Avg Credit Rating | GOI/Cash | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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