March 26, 2025
mayank
Aditya Birla (ABSL) Low Duration Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Sahifund.com
NAV Growth: Rs 709.6012
Weekly NAV IDCW: Rs 100.6282
Suitable For Which Investors?
“Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. Here’s why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there’s a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don’t need for up to a year in a Liquid fund.”
Fund’s Investment Strategy:
The scheme seeks to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns.
Fund Manager:
1) Kaustubh Gupta
Education: Mr. Gupta is a B.Com and a Chartered Accountant.
Experience: Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
2) Mohit Sharma
Education: Mr. Sharma is B Tech (IIT – Madras) and PGDCM (IIM Calcutta).
Experience: Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 – May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 – June 2011) and ICICI Bank Ltd (June 2006 – April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 – June 2006).
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Aditya Birla (ABSL) Low Duration Fund
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.98% |
| Benchmark | NIFTY Low Duration Debt Index A-I |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 12,214 Cr |
| (As on 28-Feb-2025) | |
| Expense | 0.42% |
| (As on 28-Feb-2025) | |
| Risk Grade | Below Average |
| Return Grade | High |
Trailing Returns (%) of Aditya Birla Low Duration Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL Low Duration Dir | 1.71 | 0.03 | 0.61 | 1.89 | 3.76 | 7.89 | 7.10 | 7.12 | 7.24 | 7.60 |
| CCIL T Bill Liquidity Weight | 1.12 | 0.00 | 0.33 | 1.21 | 2.26 | 4.76 | 4.12 | 3.42 | 3.64 | 3.92 |
| Debt: Low Duration | 1.76 | 0.02 | 0.63 | 1.94 | 3.76 | 7.86 | 6.89 | 6.94 | 6.58 | 7.04 |
| Rank within category | 19 | 5 | 17 | 20 | 9 | 10 | 2 | 4 | 1 | 2 |
| Number of funds in category | 20 | 23 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 19 |
Peer Comparison of Aditya Birla Low Duration Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| ABSL Low Duration Dir | 5 star | 7.89 | 7.10 | 7.12 | 0.42 | 12,214 | 7.98 | — | 12Y 2M |
| SBI Magnum Low Duration Dir | 5 star | 7.79 | 6.87 | 6.51 | 0.43 | 12,335 | 7.43 | — | 12Y 2M |
| Axis Treasury Advantage Dir | 4 star | 7.90 | 6.95 | 6.73 | 0.35 | 5,933 | 7.70 | — | 12Y 2M |
| LIC MF Low Duration Dir | 4 star | 7.82 | 6.77 | 6.65 | 0.26 | 2,059 | 7.20 | — | 12Y 2M |
| HSBC Low Duration Dir | 4 star | 8.01 | 6.97 | 6.92 | 0.38 | 531 | 7.46 | — | 12Y 2M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 124 | 74 |
| Macaulay Duration (yrs) | 1.00 | 0.94 |
| Average Maturity (yrs) | 1.20 | 1.18 |
| Yield to Maturity (%) | 7.69 | 7.66 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Aditya Birla Sun Life (ABSL) Low Duration Fund
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