March 26, 2025
mayank
Aditya Birla (ABSL) Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Sahifund.com
NAV Growth: Rs 417.8994
Weekly NAV IDCW: Rs 100.3222
NAV IDCW: Rs 170.6867
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.
Fund Manager:
1) ) Kaustubh Gupta
Education: Mr. Gupta is a B.Com and a Chartered Accountant.
Experience: Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
2) Sanjay Pawar
Education: Mr. Pawar has done M.Com
Experience: He is associated with Aditya Birla Sun Life AMC Limited since 2005
3) Sunaina da Cunha
Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of Aditya Birla (ABSL) Liquid Fund
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.93% |
| Benchmark | NIFTY Liquid Index A-I |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 57,091 Cr |
| (As on 28-Feb-2025) | |
| Expense | 0.21% |
| (As on 28-Feb-2025) | |
| Risk Grade | — |
| Return Grade | High |
Trailing Returns (%) of Aditya Birla Liquid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL Liquid Dir | 1.64 | 0.02 | 0.54 | 1.79 | 3.56 | 7.42 | 6.81 | 5.60 | 5.95 | 6.42 |
| CCIL T Bill Liquidity Weight | 1.12 | 0.00 | 0.33 | 1.21 | 2.26 | 4.76 | 4.12 | 3.42 | 3.64 | 3.92 |
| Debt: Liquid | 1.62 | 0.03 | 0.53 | 1.76 | 3.51 | 7.29 | 6.70 | 5.48 | 5.84 | 6.31 |
| Rank within category | 9 | 30 | 10 | 9 | 9 | 3 | 2 | 5 | 4 | 3 |
| Number of funds in category | 38 | 38 | 38 | 38 | 37 | 37 | 35 | 34 | 30 | 29 |
Peer Comparison of Aditya Birla Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| ABSL Liquid Dir | 5 star | 7.42 | 6.81 | 5.60 | 0.21 | 57,091 | 6.93 | 0.01 (1) | 12Y 2M |
| Axis Liquid Dir | 4 star | 7.42 | 6.80 | 5.57 | 0.09 | 42,867 | 6.89 | 0.01 (1) | 12Y 2M |
| Nippon India Liquid Dir | 4 star | 7.38 | 6.76 | 5.58 | 0.20 | 33,917 | 6.91 | 0.01 (1) | 12Y 2M |
| DSP Liquidity Dir | 4 star | 7.42 | 6.76 | 5.53 | 0.10 | 22,387 | 6.86 | 0.01 (1) | 12Y 2M |
| Mirae Asset Liquid Dir | 4 star | 7.39 | 6.78 | 5.57 | 0.09 | 12,731 | 6.73 | 0.01 (1) | 12Y 2M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 176 | 69 |
| Macaulay Duration (yrs) | 0.11 | 0.09 |
| Average Maturity (yrs) | 0.11 | 0.09 |
| Yield to Maturity (%) | 7.18 | 6.84 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Aditya Birla Sun Life (ABSL) Liquid Fund
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