December 30, 2025
RA Jainee
Aditya Birla (ABSL) ELSS Tax Saver
| Fund at a Glance | |
| NAV Growth (Rs.) | 62.37 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 203.57 |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 15,691 Cr |
| (As on 30-Nov-2025) | |
| Expense | 1.68% |
| 1 Year Return (%) | 9.09 |
| 3 Year Return (%) | 15.07 |
| 5 Year Return (%) | 11.21 |
| 10 Year Return (%) | 11.23 |
| Return Since Launch | 21.11% |
⚖️ Sahifund Review – Aditya Birla Sun Life (ABSL) ELSS Tax Saver Fund
✓ PLUS: Stability, long pedigree, tax-efficiency
ABSL ELSS Tax Saver is among the oldest ELSS funds in India, offering strong comfort on pedigree and process. The fund provides Section 80C tax benefits with equity-led wealth creation, suitable for disciplined long-term investors. Portfolio is well diversified across large and selective mid-caps, helping reduce extreme volatility. 1-year performance has been relatively better than ELSS peers, reflecting recent positioning. Experienced fund management and balanced top-down & bottom-up approach add to stability.
⚖️ MINUS: High expense ratio, large AUM, long-term underperformance
Expense ratio of 1.68% is on the higher side compared to peers. Despite long history, 3–5 year returns trail top ELSS performers, impacting compounding efficiency. Large AUM of nearly Rs. 15,700 Cr can restrict agility during sharp market rotations. Portfolio’s large-cap bias may cause momentum lag in mid/small-cap driven rallies. Mandatory 3-year lock-in reduces flexibility.
Sahifund Verdict:
Best suited for conservative tax-saving investors seeking stability, but return-focused investors may prefer sharper ELSS peers for higher alpha.
👉 Apply Online | Ask Us MF Queries |
| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.
But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks long-term capital growth and will invest approximately 80 per cent of its assets in equity, while the balance would be a invested in debt and money market instrument. It was converted to an open-ended scheme with effect from July 1999. A combination of top down & bottom up approach will be followed in the stock selection process.
Fund Manager:
1) Dhaval Shah
Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.
Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Exit Load | 0 |
| Lock-in Period | 3 Years |
Basic Details of Aditya Birla (ABSL) ELSS Tax Saver
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 29-Mar-96 |
| Return Since Launch | 21.11% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 15,691 Cr |
| (As on 30-Nov-2025) | |
| Expense | 1.68% |
| (As on 30-Nov-2025) | |
| Risk Grade | Above Average |
| Return Grade | Low |
| Turnover | 35.00% |
Trailing Returns (%) of Aditya Birla ELSS Tax Saver
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL ELSS Tax Saver Reg | 9.31 | -0.25 | -0.97 | 4.09 | 1.93 | 9.09 | 15.07 | 11.21 | 10.79 | 11.23 |
| BSE 500 TRI | 7.20 | -0.30 | -0.72 | 4.73 | 1.72 | 6.97 | 16.64 | 17.09 | 16.05 | 14.88 |
| Equity: ELSS | 3.15 | -0.37 | -1.18 | 3.23 | 0.44 | 3.05 | 17.14 | 16.83 | 15.58 | 13.99 |
| Rank within category | 6 | 6 | 16 | 13 | 14 | 5 | 29 | 31 | 30 | 27 |
| Number of funds in category | 38 | 39 | 39 | 39 | 39 | 38 | 34 | 33 | 30 | 27 |
Peer Comparison of Aditya Birla ELSS Tax Saver
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ABSL ELSS Tax Saver Reg | 1 star | 9.09 | 15.07 | 11.21 | 1.68 | 15,691 | 21.11 | — | 29Y 9M | 35.00 |
| SBI ELSS Tax Saver Reg | 5 star | 5.67 | 24.03 | 21.79 | 1.57 | 32,327 | 16.79 | — | 32Y 8M | 12.00 |
| DSP ELSS Tax Saver Reg | 4 star | 6.82 | 20.14 | 19.76 | 1.61 | 17,570 | 15.12 | — | 18Y 11M | 35.00 |
| HDFC ELSS Tax Saver Reg | 5 star | 9.42 | 21.14 | 21.85 | 1.70 | 17,241 | 23.02 | — | 29Y 8M | 12.19 |
| Nippon India ELSS Tax Saver Reg | 4 star | 5.49 | 17.35 | 19.04 | 1.70 | 15,519 | 13.51 | — | 20Y 3M | 14.00 |
Portfolio Analysis of Aditya Birla (ABSL) ELSS Tax Saver
| No. of Stocks | 60 |
| Top 10 Stocks | 44.95% |
| Top 5 Stocks | 29.01% |
| Top 3 Sectors | 58.72% |
| Portfolio P/B Ratio | 3.96 |
| Portfolio P/E Ratio | 25.91 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,31,396 | 2,12,744 |
| Giant (%) | 63.27 | 57.04 |
| Large (%) | 11.59 | 17.86 |
| Mid (%) | 19.43 | 22.09 |
| Small (%) | 5.71 | 7.17 |
| Tiny (%) | — | 0.16 |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://mutualfund.adityabirlacapital.com/help-centre/invest-now OR https://mutualfund.adityabirlacapital.com/portal/investor/login
Quicklinks
- Chanakyanipothi.com
- Staffavailable.com
- BigGaddi.com
- Latest IPO GMP
- Best Stocks to buy today
- Grey Market Premium
- Upcoming IPOs
- Subscription Status