June 12, 2024
mayank
TRUSTMF Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 1,187.2246
Weekly NAV IDCW: Rs 1,127.3476
Monthly NAV IDCW: Rs 1,107.6581
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to provide reasonable returns at a high level of safety and liquidity through investments in high quality debt and money market instruments.
Fund Manager:
1) Jalpan Shah
Education: Mr. Shah is a B.E. (Mechanical) and holds a PGDM.
Experience: Prior to joining Trust Mutual Fund,he was associated with HSBC Mutual Fund, L&T Mutual Fund, FIL Fund Management Private Limited (Dec 2007-Nov 2012), Lotus India Asset Management Company Private Limited (Sep 2007-Nov 2007) as a Research Analyst, UTI Asset Management Company Private Limited (July 2006-Aug 2007) as a Research Analyst and UTI Asset Management Company Private Limited(May 2004-June 2006) as a Sales & Marketing Manager.
2) Neeraj Jain
Education: Mr. Jain has done B.E(Mechanical) and PGPM, Finance
Experience: Prior to joining Trust Mutual Fund, he has worked with Trust Group and Futures First
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details
| Fund House | TRUST Mutual Fund |
| Launch Date | 22-Apr-21 |
| Return Since Launch | 5.62% |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 226 Cr |
| (As on 31-May-2024) | |
| Expense | 0.10% |
| (As on 30-Apr-2024) | |
| Risk Grade | — |
| Return Grade | Average |
Trailing Returns (%) of TRUSTMF Liquid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| TRUSTMF Liquid Dir | 3.29 | 0.02 | 0.63 | 1.84 | 3.70 | 7.32 | 5.73 | — | — | — |
| CCIL T Bill Liquidity Weight | 2.01 | 0.01 | 0.39 | 1.09 | 2.33 | 4.47 | 3.40 | — | — | — |
| Debt: Liquid | 3.31 | 0.02 | 0.62 | 1.85 | 3.72 | 7.30 | 5.71 | — | — | — |
| Rank within category | 28 | 36 | 7 | 29 | 29 | 27 | 27 | — | — | — |
| Number of funds in category | 36 | 37 | 37 | 37 | 36 | 35 | 35 | 34 | 30 | 29 |
Peer Comparison of TRUSTMF Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| TRUSTMF Liquid Dir | 3 star | 7.32 | 5.73 | — | 0.10 | 226 | 5.62 | 0.01 (1) | 3Y 1M |
| ABSL Liquid Dir | 5 star | 7.40 | 5.81 | 5.34 | 0.21 | 44,331 | 6.91 | 0.01 (1) | 11Y 5M |
| Axis Liquid Dir | 4 star | 7.38 | 5.79 | 5.29 | 0.17 | 36,518 | 6.86 | 0.01 (1) | 11Y 5M |
| Nippon India Liquid Dir | 4 star | 7.38 | 5.78 | 5.30 | 0.20 | 33,604 | 6.88 | 0.01 (1) | 11Y 5M |
| UTI Liquid Dir | 4 star | 7.35 | 5.78 | 5.27 | 0.18 | 28,029 | 6.83 | 0.01 (1) | 11Y 5M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 11 | 58 |
| Macaulay Duration (yrs) | 0.11 | 0.10 |
| Average Maturity (yrs) | 0.11 | 0.10 |
| Yield to Maturity (%) | 7.10 | 7.12 |
| Avg Credit Rating | AAA | — |
How to Invest in TRUSTMF Liquid Fund?
Chanakya’s Mutual Fund Guidance For TRUSTMF Liquid Fund
Apply Online: https://www.trustmf.com/ourProducts
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