November 5, 2022
mayank
SBI Equity Hybrid Fund
NAV Growth: Rs 227.0135
NAV IDCW: Rs 66.4289
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to provide investors long-term capital appreciation along with the liquidity of an open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in fixed income securities.
Fund Manager:
1) R. Srinivasan
Education: Mr. Srinivasan is M.Com and MFM.
Experience: Prior to joining SBI Mutual Fund he has worked with Principal AMC, Oppenheimer & Co, Indosuez WI Carr and Motilal Oswal.
2) Dinesh Ahuja
Education: Mr. Ahuja is a B.Com (H) and MMS (Finance).
Experience: Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 15.08% |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 55,325 Cr |
| (As on 30-Sep-2022) | |
| Expense Ratio | 0.81% |
| (As on 30-Sep-2022) | |
| Risk Grade | Below Average |
| Return Grade | Average |
| Turnover | 24.00% |
SBI Equity Hybrid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Eqt Hybrid Dir | 3.6 | 0.16 | 1.9 | 3.05 | 6.02 | 2.71 | 14.39 | 11.42 | 12.7 | — |
| VR Balanced TRI | 5.28 | 0.31 | 4.43 | 4.12 | 8.81 | 2.94 | 14.53 | 11.9 | 12.52 | — |
| Hybrid: Aggressive Hybrid | 3.01 | 0.01 | 2.5 | 3.8 | 7.89 | 2.12 | 14.98 | 10.6 | 12.07 | — |
| Rank within category | 22 | 7 | 39 | 34 | 38 | 19 | 21 | 10 | 10 | — |
| Number of funds in category | 47 | 48 | 48 | 47 | 47 | 47 | 43 | 31 | 25 | 0 |
SBI Equity Hybrid Fund Peer Comparison
| Fund name | Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) |
| SBI Eqt Hybrid Dir | 4 star | 2.71 | 14.39 | 11.42 | 0.81 | 55,325 | 15.08 | 1.00 (365) | 9yrs 10mo | 24.00 |
| ICICI Pru Eqt & Debt Dir | 5 star | 9.84 | 21.13 | 14.10 | 1.21 | 20,099 | 16.90 | 1.00 (365) | 9yrs 10mo | 42.00 |
| Canara Robeco Eqt Hybrid Dir | 4 star | 2.23 | 16.29 | 12.85 | 0.58 | 8,179 | 14.60 | 1.00 (365) | 9yrs 10mo | 30.00 |
| Mirae Asset Hybrid Eqt Dir | 4 star | 1.27 | 15.11 | 12.07 | 0.37 | 6,933 | 13.59 | 1.00 (365) | 7yrs 3mo | 62.00 |
| HDFC Children’s Gift Dir | 4 star | 5.15 | 17.60 | 12.27 | 0.98 | 5,777 | 15.62 | — | 9yrs 10mo | 3.57 |
Portfolio Analysis
| No. of Stocks | 38 |
| Top 10 Holdings (*) | –% |
| Top 5 Stocks (*) | –% |
| Top 3 Sectors (*) | –% |
| Portfolio P/B Ratio (*) | 3.72 |
| Portfolio P/E Ratio | 26.94 |
| Avg Credit Rating | AAA |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,81,408 | 1,52,534 |
| Giant (%) | 57.50 | 56.55 |
| Large (%) | 18.77 | 15.77 |
| Mid (%) | 22.96 | 21.81 |
| Small (%) | 0.77 | 7.35 |
| Tiny (%) | — | 0.18 |
| Fund | Category | |
| Number of Securities | 78 | 57 |
| Modified Duration (yrs) | 4.09 | 2.16 |
| Average Maturity (yrs) | 6.35 | 3.32 |
| Yield to Maturity (%) | 7.07 | 7.08 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Equity Hybrid Fund
Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.
Apply Online: https://www.sbimf.com/en-us/quick-invest?action=panverification&SubBrokerCode=&EUIN=E455804&arn_code=ARN-245610&subbrokerARN=&utm_source=EasyLink
Stock Research Reports:
https://www.analysislibrary.com/
NFO Guidance:
https://sahifund.com/category/nfos/
Chanakya’s Mutual Fund Guidance on YouTube
https://www.youtube.com/c/ChanakyaNiPothi
Join Chanakya’s Telegram Channel @
https://t.me/chanakyanipothi